995 E Windsor Cir, Fresno, CA 93720 Property Records

Fresno County property record for 995 E Windsor Cir, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,370 sqft · built 1992
Lot Size	0.234 acres (10,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,485 (2025)
Deeds & Mortgages	Mar 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-453-03`

Property Details

APN / Parcel Number

Primary APN	`401-453-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,370 sqft Living Area
1st Floor Area	2,370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Other
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
View / Lot	Cul-De-Sac
Garage Area	547 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,834 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	995 E WINDSOR CIR
City	FRESNO
State	CA
Zip	93720-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 34 TRACT NO 4132 CHELSEA KNOLLS II
Legal Subdivision	4132 CHELSEA KNOLLS IL
Legal Tract	4132
Legal Lot Number	34
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1014
Census Tract	5528

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 E WINDSOR CIR, FRESNO, CA 93720-1354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
May 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 1, 2010
Transfer Doc	0000162642
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	995 E WINDSOR CIR, FRESNO, CA 93720-1354
Document Number	0000039765
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 E WINDSOR CIR FRESNO CA 937201354, FRESNO, CA 93720-1354

Mortgage

Document Number	0000039765
Date	Mar 30, 2020
Instrument	39765

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 29, 2030

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	995 E WINDSOR CIR, FRESNO, CA 93720-1354
Document Number	0000056263
Instrument Date	May 5, 2018
Transaction Type	Mortgage
Record Updated	May 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	995 E WINDSOR CIR FRESNO CA 937201354, FRESNO, CA 93720-1354

Mortgage

Document Number	0000056263
Date	May 11, 2018
Instrument	56263

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 10, 2033

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,546 (+2%) Land $128,769 Building $332,777
2025	$5,485.00 (+3.94%)	$452,497 (+4.04%) Land $126,245 Building $326,252
2023	$5,277.00 (+1.36%)	$434,928 Land $121,344 Building $313,584
2022	$5,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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