982 E Windsor Cir, Fresno, CA 93720 Property Records

Fresno County property record for 982 E Windsor Cir, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,076 sqft · built 1992
Lot Size	0.266 acres (11,600 sqft)
Owner	Company Name on Record
Last Sale	$849,000 (May 2021)
Tax Bill	$11,120 (2025)
Deeds & Mortgages	Sep 2021 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-451-04`

Property Details

APN / Parcel Number

Primary APN	`401-451-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,076 sqft Living Area
1st Floor Area	2,723 sqft
2nd Floor Area	353 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,600 sqft (0.266 acres)
Lot Dimensions	145 ft deep x 80 ft wide
View / Lot	Cul-De-Sac
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,835 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	982 E WINDSOR CIR
City	FRESNO
State	CA
Zip	93720-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 TRACT NO 4132 CHELSEA KNOLLS II
Legal Subdivision	CHELSEA KNOLLS II #4132
Legal Tract	4132
Legal Lot Number	4
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1012
Census Tract	5528

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	982 E WINDSOR CIR, FRESNO, CA 93720-1352
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Intrafamily Transfer, Transfer
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	202176359
Last Transfer Date	Sep 14, 2021
Transfer Doc	0000151946
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRESNO CA
Recording Date	Sep 16, 2021
Property Address	982 E WINDSOR CIR, FRESNO, CA 93720-1352
Document Number	0000151946
Map Reference	VOL 50 PG 68-71
Instrument Date	Sep 14, 2021
Instrument	2021-0151946
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	982 E WINDSOR CIR, FRESNO, CA 93720-1352

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	May 7, 2021
Property Address	982 E WINDSOR CIR, FRESNO, CA 93720-1352
Document Number	0000076359
Map Reference	VOL 50 PG 68-71
Instrument Date	Apr 13, 2021
Instrument	2021-0076359
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	982 E WINDSOR CIR, FRESNO, CA 93720-1352

Mortgage

Document Number	0000076360
Date	May 7, 2021
Instrument	2021-0076360

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000076361
Date	May 7, 2021
Instrument	2021-0076361

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$937,360 (+2%) Land $248,416 Building $688,944
2025	$11,120.00 (+3.95%)	$918,982 (+4.04%) Land $243,546 Building $675,436
2023	$10,697.00 (+1.37%)	$883,299 Land $234,090 Building $649,209
2022	$10,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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