992 E Windsor Cir, Fresno, CA 93720 Property Records

Fresno County property record for 992 E Windsor Cir, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,493 sqft · built 1992
Lot Size	0.307 acres (13,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Nov 2003)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-451-01`

Property Details

APN / Parcel Number

Primary APN	`401-451-01`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,493 sqft Living Area
1st Floor Area	2,493 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	13,375 sqft (0.307 acres)
Lot Dimensions	125 ft deep x 107 ft wide
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Pool Area	2,535 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	992 E WINDSOR CIR
City	FRESNO
State	CA
Zip	93720-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 TRACT NO 4132 CHELSEA KNOLLS II
Legal Subdivision	4132 CHELSEA KNOLLS II
Legal Tract	4132
Legal Lot Number	1
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1012
Census Tract	5528

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	992 E WINDSOR CIR, FRESNO, CA 93720-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage RIVER CITY MORTGAGE LLC
Jun 7, 2019	Deed of Trust, Mortgage VANTAGE PT TITLE INC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2003 · Amount on Record
Deed Sale	Nov 12, 2003 · Amount on Record
Deed Document Number	2003272968
Prior Transfer Date	Dec 11, 2002
Prior Transfer Doc	0000228491
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	992 E WINDSOR CIR, FRESNO, CA 93720-1352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE AKRON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070690
Date	Jun 7, 2017
Instrument	2017-0070690

Lender

Name	RIVER CITY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	992 E WINDSOR CIR, FRESNO, CA 93720-1352
Document Number	0000066654
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	992 E WINDSOR CIR FRESNO CA 937201352, FRESNO, CA 93720-1352

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	992 E WINDSOR CIR, FRESNO, CA 93720-1352
Document Number	0000006156
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 26, 2018
Title Company	UNISOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	992 E WINDSOR CIR FRESNO CA 937201352, FRESNO, CA 93720-1352

Mortgage

Document Number	0000006156
Date	Jan 19, 2018
Instrument	6156

Lender

Name	LOANLEADERS/AMERICA
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,660 (+2%) Land $123,259 Building $483,401
2025	$7,204.00 (+3.95%)	$594,766 (+4.04%) Land $120,843 Building $473,923
2023	$6,930.00 (+1.36%)	$571,672 Land $116,151 Building $455,521
2022	$6,837.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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