986 E Windsor Cir, Fresno, CA 93720 Property Records

Fresno County property record for 986 E Windsor Cir, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,172 sqft · built 1992
Lot Size	0.341 acres (14,850 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,446 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`401-451-03`

Property Details

APN / Parcel Number

Primary APN	`401-451-03`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,172 sqft Living Area
1st Floor Area	1,709 sqft
2nd Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	L-Shape
Construction Type	Frame
Lot Area	14,850 sqft (0.341 acres)
Lot Dimensions	135 ft deep x 110 ft wide
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1,632 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	986 E WINDSOR CIR
City	FRESNO
State	CA
Zip	93720-1352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 TRACT NO 4132 CHELSEA KNOLLS II
Legal Subdivision	4132 CHELSEA KNOLLS II
Legal Tract	4132
Legal Lot Number	3
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1012
Census Tract	5528

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	986 E WINDSOR CIR, FRESNO, CA 93720-1352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Nov 30, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2001
Transfer Doc	0000160602
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	986 E WINDSOR CIR, FRESNO, CA 93720-1352
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 E WINDSOR CIR, FRESNO, CA 93720-1352

Mortgage

Document Number	0000172076
Date	Oct 15, 2021
Instrument	2021-0172076

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	986 E WINDSOR CIR, FRESNO, CA 93720-1352
Document Number	0000146223
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	986 E WINDSOR CIR FRESNO CA 937201352, FRESNO, CA 93720-1352

Mortgage

Document Number	0000146223
Date	Dec 7, 2018
Instrument	146223

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,286 (+2%) Land $144,281 Building $490,005
2025	$7,446.00 (+3.99%) Homeowner's exemption	$621,850 (+4.04%) Land $141,452 Building $480,398
2023	$7,160.00 (+1.39%) Homeowner's exemption	$597,705 Land $135,960 Building $461,745
2022	$7,062.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on E Windsor Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures