Orange County property record for 995 Ave Pico, San Clemente, CA 92673
| Property Type | Commercial |
|---|---|
| Lot Size | 0.856 acres (37,289 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,581,000 (Jun 2021) |
| Tax Bill | $57,452 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 688-131-23 |
| Primary APN | 688-131-23 |
|---|
| Lot Area | 37,289 sqft (0.856 acres) |
|---|
| Street Address | 995 AVENIDA PICO |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3908 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | N TR 15883 BLK LOT 6 TR 15883 LOT 6 AND POR OF LOT 1 |
| Legal Subdivision | TR 15883 |
| Legal Tract | 15883 |
| Legal Lot Number | 6,1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 42112 |
995 Ave Pico, a commercial property, is owned by a company that bought it in June 2021.
Source: Orange County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 STATURA, IRVINE, CA 92602-1912 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CATHAY BANK |
| Jun 30, 2021 | Grant Deed, Transfer · Commercial Mortgage CATHAY BANK |
| Jun 2, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Jun 2, 2020 · Amount on File |
| Deed Document Number | 2021428109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 13, 2026 |
| Property Address | 995 AVENIDA PICO, SAN CLEMENTE, CA 92673-3908 |
| Document Number | 0000286108 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026286108 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 100 STATURA, IRVINE, CA 92602-1912 |
| Document Number | 0000286108, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 2026286108 |
| Name | CATHAY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 30, 2021 |
| Property Address | 995 AVENIDA PICO, SAN CLEMENTE, CA 92673-3908 |
| Document Number | 0000428109 |
| Map Reference | DOC 20010200967 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021000428109 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | TICOR TITLE NLS, TICOR TITLE NCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 STATURA, IRVINE, CA 92602-1912 |
| Document Number | 0000428110 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021000428110 |
| Name | CATHAY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 2, 2020 |
| Property Address | 995 AVENIDA PICO, SAN CLEMENTE, CA 92673-3908 |
| Document Number | 0000249525 |
| Instrument Date | May 29, 2020 |
| Instrument | 249525 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $4,070.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 802 MONTGOMERY ST #220 SAN FRANCISCO CA 941335147, 220, SAN FRANCISCO, CA 94133-5147 |
The 2025 property tax bill for 995 Ave Pico was $57,452, up 1.6% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,057,792 (+2%) Land $3,622,488 Building $1,435,304 | |
| 2025 | $57,452.00 (+1.56%) | $4,958,620 Land $3,551,459 Building $1,407,161 |
| 2024 | $56,568.00 (+1.84%) | |
| 2023 | $55,545.00 (+1.86%) | $4,766,072 Land $3,413,552 Building $1,352,520 |
| 2022 | $54,529.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 995 Ave Pico in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 995 Ave Pico is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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