994 Whispering Pine Ln, Cherry Log, GA 30522 Property Records

Gilmer County property record for 994 Whispering Pine Ln, Cherry Log, GA 30522

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,156 sqft · built 2005
Lot Size1.44 acres (62,726 sqft)
OwnerIndividual Name on Record
Last Sale$539,000 (Jan 2025)
Tax Bill$733 (2025)
Deeds & MortgagesAug 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3105F 024

Property Details

APN / Parcel Number

Primary APN3105F 024
Alternative APN
  • 23297

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,156 sqft Heated Area
1st Floor Area1,602 sqft
2nd Floor Area228 sqft
Basement Area1,602 sqft
Unfinished Basement1,602 sqft
FlooringHardwood
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Roof TypeGable
Roof MaterialMetal
Lot Area62,726 sqft (1.44 acres)
PorchSlab
Porch Area556 sqft
Deck Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23297
Street Address994 WHISPERING PINE LN
CityCHERRY LOG
StateGA
Zip30522-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 93 GOOSE ISLAND PH 3
Legal SubdivisionGOOSE ISLAND
Legal Phase3
Legal Lot Number93
JurisdictionGILMER GA
Township / Civil DivisionNORTH GILMER
Census Block Group1
Census Block1054
Census Tract80200

Owner

Source: Gilmer County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address994 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL
Feb 2, 2017Deed of Trust, Mortgage · VA Mortgage
SRONEGATE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2025 · Amount on Record
Deed SaleJan 9, 2025 · Amount on Record
Prior SaleMay 10, 1999 · Amount on Record
Deed Book / Page2736 / 241
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address994 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
Transaction TypeMortgage
Record UpdatedSep 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828

Mortgage

Document Number0000002413/0000000142
DateAug 11, 2021
Book Page0000002413/0000000142
Lender
NameHOME POINT FINANCIAL
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address994 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
Transaction TypeMortgage
Record UpdatedMar 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 000610
DateFeb 2, 2017
Book Page2020/117
Instrument000610
Lender
NameSRONEGATE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$733.00 (+1.24%) Homeowner's exemption Senior Citizen's exemption$270,480 (+1.15%) Land $12,000 Building $258,480$676,200 (+1.15%) Land $30,000 Building $646,200
2023$724.00 (-79.48%) Homeowner's exemption Senior Citizen's exemption$267,400 (+33.33%) Land $12,000 Building $255,400$668,500 (+33.33%) Land $30,000 Building $638,500
2022$3,529.00 Homeowner's exemption Senior Citizen's exemption$200,560 Land $7,200 Building $193,360$501,400 Land $18,000 Building $483,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims6 (1996–2025)
Most Recent ClaimApr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 87% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable
1,000 / 50

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