1309 Whispering Pine Ln, Cherry Log, GA 30522 Property Records

Gilmer County property record for 1309 Whispering Pine Ln, Cherry Log, GA 30522

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,000 sqft · built 2001
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2006)
Tax Bill	$833 (2025)
Deeds & Mortgages	Aug 2021 Sale May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3105F 019`

Property Details

APN / Parcel Number

Primary APN	`3105F 019`
Alternative APN	`23292`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,000 sqft Heated Area
1st Floor Area	960 sqft
2nd Floor Area	360 sqft
Basement Area	680 sqft
Finished Basement	680 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,401 sqft (1.18 acres)
Garage Area	280 sqft
Porch	Patio
Porch Area	600 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23292
Street Address	1309 WHISPERING PINE LN
City	CHERRY LOG
State	GA
Zip	30522-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 88 GOOSE ISLAND PH 3
Legal Subdivision	GOOSE ISLAND
Legal Phase	3
Legal Lot Number	88
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	1
Census Block	1054
Census Tract	80200

Owner

1309 Whispering Pine Ln is owned and occupied by an individual who acquired it in August 2021.

Source: Gilmer County records, as of February 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1309 WHISPERING PINE LN, CHERRY LOG, GA 30522-2834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Warranty Deed, Transfer
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2006 · Amount on File
Deed Sale	Jun 5, 2006 · Amount on File
Prior Sale	Jun 3, 2005 · Amount on File
Deed Document Number	20063021
Deed Book / Page	1273 / 463
Last Transfer Date	Aug 11, 2021
Transfer Doc	2414/12
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Aug 11, 2021
Property Address	1309 WHISPERING PINE LN, CHERRY LOG, GA 30522-2834
Document Number	2414/12
Book / Page	2414 / 12
Instrument Date	Aug 11, 2021
Instrument	2021-003367
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 WHISPERING PINE LN, CHERRY LOG, GA 30522-2834

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	1309 WHISPERING PINE LN, CHERRY LOG, GA 30522-2834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 WHISPERING PINE LN, CHERRY LOG, GA 30522-2834

Mortgage

Document Number	0000002247/0000000466
Date	May 8, 2020
Book Page	0000002247/0000000466
Instrument	000789

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1309 Whispering Pine Ln was $833 with exemptions applied.

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 Homeowner's exemption Senior Citizen's exemption	$180,320 Land $12,000 Building $168,320	$450,800 Land $30,000 Building $420,800
2023	$824.00	$178,640 Land $12,000 Building $166,640	$446,600 Land $30,000 Building $416,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Whispering Pine Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1996–2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 Whispering Pine Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: Verizon.

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