659 Whispering Pine Ln, Cherry Log, GA 30522 Property Records

Gilmer County property record for 659 Whispering Pine Ln, Cherry Log, GA 30522

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,984 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Sep 2023)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3105D 031`

Property Details

APN / Parcel Number

Primary APN	`3105D 031`
Alternative APN	`23238`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,984 sqft Heated Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	904 sqft
Unfinished Basement	176 sqft
Flooring	Softwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	555 sqft
Deck Area	211 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23238
Street Address	659 WHISPERING PINE LN
City	CHERRY LOG
State	GA
Zip	30522-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 31,1/2 LT 28 GOOSE ISLAND PH I
Legal Subdivision	GOOSE ISLAND
Legal Phase	1
Legal Lot Number	31*
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	1
Census Block	1054
Census Tract	80200

Owner

Source: Gilmer County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	659 WHISPERING PINE LN, CHERRY LOG, GA 30522-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	Oct 19, 2022 · Amount on Record
Deed Document Number	0002626215
Deed Book / Page	2626 / 215
Record Updated	Jun 8, 2026

September 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Sep 8, 2023
Property Address	659 WHISPERING PINE LN, CHERRY LOG, GA 30522-2809
Document Number	002626/215
Book / Page	2626 / 215
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	659 WHISPERING PINE LN, CHERRY LOG, GA 30522-2809

Mortgage

Document Number	0002626218
Date	Sep 8, 2023
Instrument	2626/218

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 19, 2022
Property Address	659 WHISPERING PINE LN, CHERRY LOG, GA 30522-2809
Document Number	002553/303
Book / Page	2553 / 303
Instrument Date	Oct 19, 2022
Instrument	2022-004150
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 WHISPERING PINE LN, CHERRY LOG, GA 30522-2809

Mortgage

Document Number	0000002553/0000000306
Date	Oct 19, 2022
Book Page	0000002553/0000000306

Lender

Name	MORTGAGE FIRM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-57.4%) Homeowner's exemption Senior Citizen's exemption	$198,480 (+0.71%) Land $20,000 Building $178,480	$496,200 (+0.71%) Land $50,000 Building $446,200
2023	$2,765.00 (+1.88%) Homeowner's exemption Senior Citizen's exemption	$197,080 (+27.77%) Land $20,000 Building $177,080	$492,700 (+27.77%) Land $50,000 Building $442,700
2022	$2,714.00 Homeowner's exemption Senior Citizen's exemption	$154,240 Land $14,400 Building $139,840	$385,600 Land $36,000 Building $349,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1996–2025)
Most Recent Claim	Apr 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: Verizon.

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