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974 Whispering Pine Ln, Cherry Log, GA 30522 Property Records

Gilmer County property record for 974 Whispering Pine Ln, Cherry Log, GA 30522 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 ba · 4,956 sqft · built 2000
Lot Size3.34 acres (145,926 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (Aug 2023)
Tax Bill$2,782 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3105F 022

Property Details

APN / Parcel Number

Primary APN3105F 022
Alternative APN
  • 23296

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,956 sqft Heated Area
1st Floor Area2,215 sqft
2nd Floor Area1,457 sqft
Basement Area2,204 sqft
Finished Basement1,284 sqft
Unfinished Basement920 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area145,926 sqft (3.34 acres)
Garage Area528 sqft

Exterior Amenities

PorchOpen Porch
Porch Area236 sqft
Deck Area270 sqft
Patio Area35 sqft
Arbor/PergolaArbor/Pergola

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23296
Street Address974 WHISPERING PINE LN
CityCHERRY LOG
StateGA
Zip30522-2828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 91,92 GOOSE ISLAND PH 3
Legal SubdivisionGOOSE ISLAND
Legal Phase3
Legal Lot Number91 92
JurisdictionGILMER GA
Township / Civil DivisionNORTH GILMER
Census Block Group1
Census Block1054
Census Tract80200

Owner

Source: Gilmer County records · APN 3105F 022

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address974 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE
Aug 09, 2023Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 09, 2023 · Amount on Record
Deed SaleAug 09, 2023 · Amount on Record
Prior SaleJul 12, 2023 · Amount on Record
Deed Document Number0002618386
Deed Book / Page2618 / 386
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateJul 12, 2023
Property Address974 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
Document Number0002613/42
Book / Page2613 / 42
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedSep 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address974 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828

Mortgage

Document Number0000002613/0000000044
DateJul 12, 2023
Book Page0000002613/0000000044
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateAug 09, 2023
Property Address974 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828
Document Number002618/386
Book / Page2618 / 386
Instrument DateJul 10, 2023
Transaction TypeTransfer
Record UpdatedOct 09, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address974 WHISPERING PINE LN, CHERRY LOG, GA 30522-2828

Mortgage

Document Number0000261344
DateAug 09, 2023
Instrument2613/44
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Gilmer County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,782.00 (+16.89%) Homeowner's exemption Senior Citizen's exemption$441,560 (+12.28%) Land $24,000 Building $417,560$1,103,900 (+12.28%) Land $60,000 Building $1,043,900
2024$2,380.00 (+106.78%) Homeowner's exemption Senior Citizen's exemption$393,280 (-9.25%) Land $24,000 Building $369,280$983,200 (-9.25%) Land $60,000 Building $923,200
2023$1,151.00 (-79.85%) Homeowner's exemption Senior Citizen's exemption$433,360 (+33.51%) Land $24,000 Building $409,360$1,083,400 (+33.51%) Land $60,000 Building $1,023,400
2022$5,712.00 Homeowner's exemption Senior Citizen's exemption$324,600 Land $14,400 Building $310,200$811,500 Land $36,000 Building $775,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gilmer County (13123C), updated December 14, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131230802001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Nearby Flood Policies25 in force
7 of 25 on primary residences
Nearby Flood Claims6 (1996–2025)
Most Recent ClaimApr 2025

Wildfire

Wildfire RiskModerate
above 62% of the US · above 91% of Georgia
Wildfire LikelihoodAbout 1 in 562 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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