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9938 Chocolate Summit Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 9938 Chocolate Summit Dr, El Cajon, CA 92021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,984 sqft · built 1981
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$930,000 (Jun 2022)
Tax Bill$10,630 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402-140-27-00

Property Details

APN / Parcel Number

Primary APN402-140-27-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,984 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialTile
Lot Area43,996 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Street Address9938 CHOCOLATE SUMMIT DR
CityEL CAJON
StateCA
Zip92021-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18-15-2E SE 1/4 OF POR NE 1/4 OF SW 1/4 OF
Legal Range02E
Legal Township15
Legal Section18
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16812

Owner

Source: San Diego County records · APN 402-140-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10533 W MAGNOLIA ST, TOLLESON, AZ 85353-5623
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2022 · Amount on Record
Deed SaleJun 22, 2022 · Amount on Record
Prior SaleJul 15, 2013 · Amount on Record
Deed Document Number2022257177
Prior Transfer DateOct 14, 2013
Prior Transfer Doc0000686807
Record UpdatedSep 20, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 22, 2022
Property Address9938 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612
Document Number0000257177
Instrument DateMay 31, 2022
Instrument2022-0257177
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyLAWYERS TITLE INSURANCE AGENCY, LAWYERS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10533 W MAGNOLIA ST, TOLLESON, AZ 85353-5623
InvestorPossibly a Property Investor

Mortgage

Document Number0000257178
DateJun 22, 2022
Instrument2022-0257178
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$950,000 (+6.15%) Land $473,000 Building $477,000
2025$10,630.00 (+2.18%)$895,000 (+4.19%) Land $446,000 Building $449,000
2023$10,403.00 (+83.22%)$859,000 Land $429,000 Building $430,000
2022$5,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730168121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 83% of California
Wildfire LikelihoodAbout 1 in 51 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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