San Diego County property record for 9932 Chocolate Summit Dr, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,845 sqft · built 2008 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Company Name on File |
| Last Sale | $900,000 (Aug 2021) |
| Tax Bill | $8,303 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-140-29-00 |
| Primary APN | 402-140-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,845 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 44,867 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 9932 CHOCOLATE SUMMIT DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 18-15-2E SE 1/4 OF POR NE 1/4 OF SW 1/4 OF |
| Legal Range | 02E |
| Legal Township | 15 |
| Legal Section | 18 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16812 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 10, 2021 | Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE |
| Aug 10, 2021 | Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Dec 23, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Aug 31, 2017 | Grant Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 2021570615 |
| Prior Transfer Date | Oct 26, 2006 |
| Prior Transfer Doc | 0000833338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2021 |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000570614 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021-0570614 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4288 VENETIAN LN, MADISON, WI 53718-6658 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 10, 2021 |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000570615 |
| Instrument Date | Jul 20, 2021 |
| Instrument | 2021-0570615 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000570616 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021-0570616 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000520693 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 2018-0520693 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 31, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000305430 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 2020-0305430 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2019 |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000601580 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 2019-0601580 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000601581 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 2019-0601581 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2017 |
| Property Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000401872 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 2017-0401872 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9932 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612 |
| Document Number | 0000401873 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017-0401873 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $717,322 (+2%) Land $266,844 Building $450,478 | |
| 2025 | $8,303.00 (+2.09%) Homeowner's exemption | $703,258 (+4.04%) Land $261,612 Building $441,646 |
| 2023 | $8,133.00 (+1.65%) Homeowner's exemption | $675,952 Land $251,454 Building $424,498 |
| 2022 | $8,001.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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