9940 Chocolate Summit Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 9940 Chocolate Summit Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,140 sqft · built 1985
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual on Record
Last Sale$355,000 (Jan 2002)
Tax Bill$6,290 (2025)
Flood ZoneZone X (minimal risk)
APN402-140-28-00

Property Details

APN / Parcel Number

Primary APN402-140-28-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,140 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area41,382 sqft (0.95 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address9940 CHOCOLATE SUMMIT DR
CityEL CAJON
StateCA
Zip92021-2612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 18-15-2E SE 1/4 OF POR NE 1/4 OF SW 1/4 OF
Legal Range02E
Legal Township15
Legal Section18
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1006
Census Tract16812

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address9940 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2612
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 22, 2002 · Amount on Record
Deed SaleJan 22, 2002 · Amount on Record
Prior SaleDec 30, 1996 · Amount on Record
Deed Document Number200251228
Last Transfer DateJan 22, 2014
Transfer Doc0000036354
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$534,906 (+2%) Land $169,377 Building $365,529
2025$6,290.00 (+2.08%)$524,418 (+4.04%) Land $166,056 Building $358,362
2023$6,162.00 (+1.63%)$504,056 Land $159,608 Building $344,448
2022$6,063.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 83% of California
Wildfire Likelihood2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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