San Diego County property record for 9882 Chocolate Summit Dr, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,819 sqft · built 2006 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Last Sale | $240,000 (Nov 2004) |
| Tax Bill | $9,513 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 402-140-12-00 |
| Primary APN | 402-140-12-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,819 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 87,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 9882 CHOCOLATE SUMMIT DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | SEC 18-15-2E SE 1/4 POR SE 1/4 OF |
| Legal Range | 02E |
| Legal Township | 15 |
| Legal Section | 18 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 16812 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9882 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2004 · Amount on Record |
| Deed Sale | Nov 12, 2004 · Amount on Record |
| Prior Sale | Sep 25, 2001 · Amount on Record |
| Deed Document Number | 20041076187 |
| Last Transfer Date | Oct 24, 2013 |
| Transfer Doc | 0000658100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9882 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 9882 CHOCOLATE SUMMIT DR, EL CAJON, CA 92021-2610 |
| Document Number | 0000753520 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 2021-0753520 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $820,852 (+2%) Land $383,037 Building $437,815 | |
| 2025 | $9,513.00 (+2.08%) Homeowner's exemption | $804,758 (+4.04%) Land $375,527 Building $429,231 |
| 2023 | $9,319.00 (+1.62%) Homeowner's exemption | $773,510 Land $360,946 Building $412,564 |
| 2022 | $9,170.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 97.3% of the US · above 86% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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