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993 Stream Ridge Ln, Cincinnati, OH 45255 Property Records

Hamilton County property record for 993 Stream Ridge Ln, Cincinnati, OH 45255

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,247 sqft · built 1990
Lot Size0.372 acres (16,204 sqft)
Owner2 Individual Names on Record
Last Sale$330,000 (May 2011)
Tax Bill$9,036 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2023 Transfer
Flood ZoneZone X (minimal risk)
APN500-0204-0204-00

Property Details

APN / Parcel Number

Primary APN500-0204-0204-00
Alternative APN
  • 200760546

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,247 sqft Living Area
Gross Area4,571 sqft
1st Floor Area1,684 sqft
2nd Floor Area1,163 sqft
Basement Area1,306 sqft
Finished Basement400 sqft
Unfinished Basement906 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area16,204 sqft (0.372 acres)
Lot Dimensions181 ft deep x 90.7 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Patio Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address993 STREAM RIDGE LN
CityCINCINNATI
StateOH
Zip45255-4323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTREAM RIDGE LA 90.73 X 181.37 FT IRR LOT 23COLDSTREAM PARK SUB
Legal SubdivisionCOLDSTREAM PARK SUB
Legal Lot Number23
JurisdictionHAMILTON OH
Township / Civil DivisionANDERSON
Census Block Group4
Census Block4000
Census Tract25103

Owner

Source: Hamilton County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address993 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Oct 23, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2011 · Amount on Record
Deed SaleMay 24, 2011 · Amount on Record
Deed Document Number201160261
Deed Book / Page11733 / 1327
Last Transfer DateOct 16, 2023
Transfer Doc0000075461
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Recording DateJun 3, 2026
Property Address993 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Document Number0000043553
Book / Page15679 / 2210
Instrument DateMay 7, 2026
Instrument202643553
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address993 STREAM RIDGE LN, CINCINNATI, OH 45255-4323

Mortgage

Document Number0000043553,
DateJun 3, 2026
Book Page15679/2210
Instrument202643553
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueMay 6, 2036
Interest
Rate6.37%
Max Rate-1%

October 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateOct 23, 2023
Property Address993 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Document Number0000075461
Book / Page15027 / 1331
Map ReferenceMB 275 PG 50&51
Instrument DateOct 19, 2023
Instrument2023-0075461
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address993 STREAM RIDGE LN, CINCINNATI, OH 45255-4323

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionAnderson Township
Unified School DistrictForest Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,036.00 (+2.86%)$142,055 (-) Land $30,625 Building $111,430$405,870 (-) Land $87,500 Building $318,370
2024$8,785.00 (+5.03%)$142,055 (-) Land $30,625 Building $111,430
2023$8,364.00 (+2.24%)$142,055 (+14.06%) Land $30,625 Building $111,430$405,870 (+14.06%) Land $87,500 Building $318,370
2022$8,181.00 Homeowner's exemption$124,548 Land $27,685 Building $96,863
2020$355,850 Land $79,100 Building $276,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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