Hamilton County property record for 1013 Stream Ridge Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,634 sqft · built 1990 |
| Lot Size | 0.373 acres (16,291 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $434,900 (Aug 2023) |
| Tax Bill | $8,965 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0204-0202-00 |
| Primary APN | 500-0204-0202-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,634 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 1,374 sqft |
| Basement Area | 1,260 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 16,291 sqft (0.373 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1013 STREAM RIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STREAM RIDGE LA 90 X 180.99 FT IRR LOT 21COLDSTREAM PARK SUB |
| Legal Subdivision | COLDSTREAM PARK SUB |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25103 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1013 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage UMORTGAGE LLC |
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Deed Document Number | 0000054166 |
| Deed Book / Page | 14971 / 1557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 3, 2023 |
| Property Address | 1013 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000054166 |
| Book / Page | 14971 / 1557 |
| Map Reference | MB 275 PG 50&51 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 2023-0054166 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1013 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000054167 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2023-0054167 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1013 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1013 STREAM RIDGE LN, CINCINNATI, OH 45255-4323 |
| Document Number | 0000019757 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 14879/1070 |
| Instrument | 2023-0019757 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 45059 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 17, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,965.00 (+2.86%) | $141,019 (-) Land $30,625 Building $110,394 | |
| 2024 | $8,716.00 (+5.04%) | $141,019 (-) Land $30,625 Building $110,394 | |
| 2023 | $8,298.00 (+3.48%) | $141,019 (+15.46%) Land $30,625 Building $110,394 | $402,910 (+15.46%) Land $87,500 Building $315,410 |
| 2022 | $8,019.00 Homeowner's exemption | $122,136 Land $27,685 Building $94,451 | |
| 2020 | $348,960 Land $79,100 Building $269,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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