971 Stream Ridge Ln, Cincinnati, OH 45255 Property Records

Hamilton County property record for 971 Stream Ridge Ln, Cincinnati, OH 45255 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,991 sqft · built 1991
Lot Size	0.623 acres (27,138 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Nov 1998)
Tax Bill	$8,828 (2025)
Deeds & Mortgages	May 2023 Transfer Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500-0204-0206-00`

Property Details

APN / Parcel Number

Primary APN	`500-0204-0206-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,991 sqft Living Area
1st Floor Area	1,297 sqft
2nd Floor Area	1,694 sqft
Upper Floors Area	184 sqft
Basement Area	1,297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	27,138 sqft (0.623 acres)
Lot Dimensions	238 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	56 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	971 STREAM RIDGE LN
City	CINCINNATI
State	OH
Zip	45255-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STREAM RIDGE LA 42 X 238.17 FT IRR LOT 25COLDSTREAM PARK SUB
Legal Subdivision	COLDSTREAM PARK SUB
Legal Lot Number	25
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	4
Census Block	4000
Census Tract	25103

Owner

Source: Hamilton County records · APN 500-0204-0206-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	971 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Transfer on Death Deed, Transfer
Jan 12, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 1998 · Amount on Record
Deed Sale	Nov 06, 1998 · Amount on Record
Prior Sale	Nov 06, 1998 · Amount on Record
Deed Document Number	857048
Deed Book / Page	0000007801 / 0000002317
Record Updated	Jun 08, 2026

May 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2023
Property Address	971 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Document Number	0000032953
Book / Page	14918 / 607
Map Reference	MB 275 PG 50&51
Instrument Date	May 11, 2023
Instrument	2023-0032953
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	971 STREAM RIDGE LN, CINCINNATI, OH 45255-4323

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	971 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005005
Date	Jan 12, 2021
Book Page	14332/2122
Instrument	2021-0005005

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	971 STREAM RIDGE LN, CINCINNATI, OH 45255-4323
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TTL CINCINNATI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001425
Date	Jan 06, 2021
Book Page	14328/511
Instrument	2021-0001425

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,828.00 (+2.84%)	$138,803 (-) Land $30,625 Building $108,178
2024	$8,584.00 (+5.04%)	$138,803 (-) Land $30,625 Building $108,178
2023	$8,172.00 (+2.25%)	$138,803 (+14.06%) Land $30,625 Building $108,178	$396,580 (+14.06%) Land $87,500 Building $309,080
2022	$7,992.00 Homeowner's exemption	$121,695 Land $27,685 Building $94,010
2020			$347,700 Land $79,100 Building $268,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610251034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 28% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 204 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Stream Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures