Hamilton County property record for 982 Stream Ridge Ln, Cincinnati, OH 45255
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,843 sqft · built 1991 |
| Lot Size | 0.301 acres (13,155 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Mar 1995) |
| Tax Bill | $8,375 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0204-0208-00 |
| Primary APN | 500-0204-0208-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,843 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 1,611 sqft |
| Basement Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,155 sqft (0.301 acres) |
| Lot Dimensions | 171 ft deep x 76 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 468 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 982 STREAM RIDGE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STREAM RIDGE LA 76.64 X 171.73 FT IRR LOT27 COLDSTREAM PARK SUB |
| Legal Subdivision | COLDSTREAM PARK SUB |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 25103 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 982 STREAM RIDGE LN, CINCINNATI, OH 45255-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 14, 2024 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 1995 · Amount on Record |
| Deed Sale | Mar 6, 1995 · Amount on Record |
| Deed Document Number | 747069 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 982 STREAM RIDGE LN, CINCINNATI, OH 45255-4321 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 982 STREAM RIDGE LN, CINCINNATI, OH 45255-4321 |
| Document Number | 0000003940 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 14581/2254 |
| Instrument | 2022-0003940 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 25, 2051 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 14, 2024 |
| Property Address | 982 STREAM RIDGE LN, CINCINNATI, OH 45255-4321 |
| Document Number | 0000040612 |
| Book / Page | 15188 / 1280 |
| Map Reference | MB 275 PG 50&51 |
| Instrument Date | Jun 7, 2024 |
| Instrument | 2024-0040612 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 982 STREAM RIDGE LN, CINCINNATI, OH 45255-4321 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,375.00 (+2.85%) | $131,562 (-) Land $30,625 Building $100,937 | |
| 2024 | $8,143.00 (+5.03%) | $131,562 (-) Land $30,625 Building $100,937 | |
| 2023 | $7,753.00 (+2.21%) | $131,562 (+13.98%) Land $30,625 Building $100,937 | $375,890 (+13.98%) Land $87,500 Building $288,390 |
| 2022 | $7,585.00 Homeowner's exemption | $115,423 Land $27,685 Building $87,738 | |
| 2020 | $329,780 Land $79,100 Building $250,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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