St. Johns County property record for 991 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,427 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2021) |
| Tax Bill | $3,635.00 (2025) |
| Primary APN | 284122-0120 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,332 sqft Gross Area |
| 1st Floor | 1,427 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 157 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 567 sqft Garage |
| Patio Area | 184 sqft Patio |
| Porch Area | 430 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 991 ESPINADO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-36 37 38 ST AUG SHORES UT 4 LOT 12 BLK 122 OR5445/901 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 122 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284122-0120
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 991 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 26, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage USAA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Feb 26, 2018 · Amount on Record |
| Deed Doc Number | 2021135487 |
| Deed Book / Page | 5445 / 901 |
| Prior Transfer Date | Aug 03, 2016 |
| Prior Transfer Doc | 0042410119 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 15, 2021 |
| Property Address | 991 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0054450901 |
| Book / Page | 5445 / 901 |
| Map Reference | MB 13 PG 31-38 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021135487 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 937 ALCALA DR, 937, SAINT AUGUSTINE, FL 32086-7166 |
| Name | Verified Name |
|---|---|
| Address | 991 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0005445903 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 5445/903 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2018 |
| Property Address | 991 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0045071287 |
| Book / Page | 004507 / 001287 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 12557 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,498.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1369 MILL DAM RD VIRGINIA BEACH VA 234542300, VIRGINIA BEACH, VA 23454-2300 |
| Document Number | 45071289 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 004507/001289 |
| Instrument | 12558 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $281,960 (-0.68%) Land $104,896 Building $177,064 | $281,960 (-2.12%) Land $104,896 Building $177,064 | |
| 2025 | $3,635.00 (+12.92%) Homeowner's exemption | $283,901 (+5.99%) | $288,071 (+2.65%) Land $99,000 Building $189,071 |
| 2024 | $3,219.00 (+2.06%) | ||
| 2023 | $3,154.00 (+3.04%) Homeowner's exemption | $267,864 (+3%) | $280,643 (+7.91%) Land $99,000 Building $181,643 |
| 2022 | $3,061.00 Homeowner's exemption | $260,062 | $260,062 Land $64,064 Building $195,998 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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