St. Johns County property record for 973 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,447 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $119,500 (2001) |
| Tax Bill | $1,413.00 (2025) |
| Primary APN | 284122-0090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,447 sqft Living Area |
| Gross Area | 2,023 sqft Gross Area |
| 1st Floor | 1,447 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Depth X Width | 165 ft x 77 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 312 sqft Garage |
| Porch Area | 332 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 973 ESPINADO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7122 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-36 37 38 ST AUG SHORES UT 4 LOT 9 BLK 122 OR1634/931 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 122 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284122-0090
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2001 · Amount on Record |
| Deed Sale | Aug 02, 2001 · Amount on Record |
| Deed Doc Number | 200139558 |
| Deed Book / Page | 1634 / 931 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 973 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0055160346 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 5516/346 |
| Instrument | 2022027917 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 973 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0049430346 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 973 ESPINADO AVE ST AUGUSTINE FL 320867122, ST AUGUSTINE, FL 32086-7122 |
| Document Number | 0049430346 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 004943/000346 |
| Instrument | 37328 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 973 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0047990788 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 973 ESPINADO AVE ST AUGUSTINE FL 320867122, ST AUGUSTINE, FL 32086-7122 |
| Document Number | 0047990788 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 004799/000788 |
| Instrument | 70267 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 973 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7122 |
| Document Number | 0045490425 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 973 ESPINADO AVE ST AUGUSTINE FL 320867122, ST AUGUSTINE, FL 32086-7122 |
| Document Number | 0045490425 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 004549/000425 |
| Instrument | 34429 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,141 (+2.7%) | $277,908 (-2.15%) Land $101,880 Building $176,028 | |
| 2025 | $1,413.00 (+16.97%) Homeowner's exemption | $118,930 (+2.9%) | $284,000 (+0.82%) Land $96,154 Building $187,846 |
| 2024 | $1,208.00 (+2.55%) Homeowner's exemption | $115,578 (+3%) | $281,684 (+2.92%) Land $96,154 Building $185,530 |
| 2023 | $1,178.00 (+4.53%) Homeowner's exemption | $112,212 (+3%) | $273,685 (+8.64%) Land $96,154 Building $177,531 |
| 2022 | $1,127.00 Homeowner's exemption | $108,944 | $251,916 Land $62,222 Building $189,694 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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