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984 Espinado Ave, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 984 Espinado Ave, Saint Augustine, FL 32086 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,708 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2017)
Tax Bill$5,339.00 (2025)

Property Details

APN / Parcel Number

Primary APN284130-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,708 sqft Living Area
Gross Area2,234 sqft Gross Area
1st Floor1,518 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Depth X Width100 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area526 sqft Garage
Patio Area69 sqft Patio
Porch Area416 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address984 ESPINADO AVE
CitySAINT AUGUSTINE
StateFL
Zip32086-7179
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-37 ST AUG SHORES UNIT 4 LOT 2 BLK 130 OR4345/1396 &5649/1327(P/R) & 5649/1330(Q/C) & 5787/1991
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block130
Legal Lot Number2
Legal Unit4
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1016
Census Tract21211

Owner

Source: St. Johns County records · APN 284130-0020

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 06, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAGSTAR BANK FSB
Oct 17, 2022Personal Representative Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 17, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 20, 2017Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2017 · Amount on Record
Deed SaleMar 20, 2017 · Amount on Record
Prior SaleAug 16, 2005 · Amount on Record
Deed Doc Number201718901
Deed Book / Page4345 / 1396
Last Transfer DateMay 12, 2022
Transfer Doc0056491330
Record RefreshedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJul 06, 2023
Property Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
Document Number0057871991
Book / Page5787 / 1991
Map ReferenceMB 13 PG 31-38
Instrument DateJun 08, 2023
Instrument2023052815
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address6610 N EASTWIND PL, TUCSON, AZ 85741-2945

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 SPINADO AVE, SAINT AUGUSTINE, FL 32086

Mortgage

Document Number0054630309
DateJan 06, 2022
Book Page5463/309
Instrument2022001718
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressDALLAS, TX 75243
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueJan 01, 2047

October 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionST JOHNS FL
Recording DateOct 17, 2022
Property Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
Document Number0056491327
Book / Page5649 / 1327
Map ReferenceMB 13 PG 31-38
Instrument DateSep 23, 2022
Instrument2022096705
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address110 MAYFLOWER LN, 110, MARSHFIELD, MA 02050-6750

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 ESPINADO AVE, ST AUGUSTINE, FL 32086-7179

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateOct 17, 2022
Property Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
Document Number0056491330
Book / Page5649 / 1330
Map ReferenceMB 13 PG 31-38
Instrument DateMay 12, 2022
Instrument2022096706
Transaction TypeTransfer
Record UpdatedNov 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 20, 2017
Property Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179
Document Number0043451396
Book / Page4345 / 1396
Map ReferenceMB13 PG31-38
Instrument DateMar 10, 2017
Instrument2017018901
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyGIBRALATAR TITLE SERVICES LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address245 WALKER ST APT 100, 245, CLIFFSIDE PARK, NJ 07010-1174

Transferred To (Grantee/Buyer)

NameVerified Name
Address984 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7179

Mortgage

Document Number2017018902
DateMar 20, 2017
Instrument2017018902
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$313,459 (-15.65%) Land $86,778 Building $226,681$313,459 (-15.65%) Land $86,778 Building $226,681
2025$5,339.00 (+9.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$371,628 (+4.32%)$371,628 (+4.32%) Land $81,900 Building $289,728
2024$4,880.00 (+2.2%)
2023$4,775.00 (+108.42%)$356,232 (+73.45%)$356,232 (+3.4%) Land $81,900 Building $274,332
2022$2,291.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption$205,385$344,511 Land $52,998 Building $291,513

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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