St. Johns County property record for 1009 Espinado Ave, Saint Augustine, FL 32086 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,723 sqft · built 1981 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2024) |
| Tax Bill | $2,312 (2025) |
| Deeds & Mortgages | Mar 2023 Sale Aug 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284122-0150 |
| Primary APN | 284122-0150 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,723 sqft Living Area |
| Gross Area | 2,557 sqft |
| 1st Floor Area | 1,723 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 585 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 289 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1009 ESPINADO AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-36 37 38 ST AUG SHORES UT 4 LOT 15 BLK 122 OR6025/986 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 39 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 4 |
| Legal Block | 122 |
| Legal Lot Number | 15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284122-0150
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Mar 13, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 05, 2021 | Deed of Trust, Mortgage · FHA Mortgage FIRST OPTION MORTGAGE LLC |
| Nov 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Dec 01, 2020 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Mar 31, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2024 · Amount on Record |
| Deed Sale | Sep 24, 2024 · Amount on Record |
| Prior Sale | Mar 13, 2023 · Amount on Record |
| Deed Document Number | 202475380 |
| Deed Book / Page | 6025 / 986 |
| Prior Transfer Date | Aug 01, 2016 |
| Prior Transfer Doc | 0042671085 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 13, 2023 |
| Property Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Document Number | 0057230207 |
| Book / Page | 5723 / 207 |
| Map Reference | MB 13 PG 31-38 |
| Instrument Date | Mar 09, 2023 |
| Instrument | 2023018737 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,548.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 602 KETTNER CT, SAINT AUGUSTINE, FL 32086-6823 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Document Number | 0053351456 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 5335/1456 |
| Instrument | 2021086366 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30339 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044671067 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 4467/1067 |
| Instrument | 2017079994 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | VIENNA, VA 22182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Document Number | 0051140771 |
| Instrument Date | Dec 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1009 ESPINADO AVE ST AUGUSTINE FL 320867124, ST AUGUSTINE, FL 32086-7124 |
| Document Number | 0051140771 |
|---|---|
| Date | Dec 03, 2020 |
| Book Page | 005114/000771 |
| Instrument | 109740 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2050 |
| Rate | 2.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Document Number | 0043520631 |
| Book / Page | 4352 / 0631 |
| Map Reference | MB13 PG31-38 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 2017022458 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1009 ESPINADO AVE, SAINT AUGUSTINE, FL 32086-7124 |
| Document Number | 2017022459 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017022459 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,727 (+26.46%) | $341,439 (-2.47%) Land $93,453 Building $247,986 | |
| 2025 | $2,312.00 (-50.47%) Homeowner's exemption | $185,615 (-47.26%) | $350,085 (-0.53%) Land $88,200 Building $261,885 |
| 2024 | $4,668.00 (-7.98%) | $351,968 (-7.3%) | $351,968 (-7.3%) Land $88,200 Building $263,768 |
| 2023 | $5,073.00 (+101.47%) | $379,689 (+74.45%) | $379,689 (+4.06%) Land $88,200 Building $291,489 |
| 2022 | $2,518.00 Homeowner's exemption | $217,651 | $364,882 Land $57,075 Building $307,807 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures