1. Home
  2. Florida
  3. Umatilla
  4. Bear Hammock Dr

991 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 991 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,507 sqft · built 2024
Lot Size0.107 acres (4,640 sqft)
Owner2 Individual Names on Record
Last Sale$364,990 (Feb 2025)
Tax Bill$7,177 (2025)
Deeds & MortgagesJun 2026 Mortgage
Feb 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-05600

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-05600
Alternative APNs
  • 261824001000005600
  • 3949704

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,507 sqft Living Area
Gross Area2,919 sqft
1st Floor Area1,058 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area4,640 sqft (0.107 acres)
Garage TypeAttached
Garage Area412 sqft
PorchFinished/Open Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3949704
Street Address991 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 56 ORB 6476 PG 624
Legal SubdivisionMAGNOLIA POINTE PHASE 1
Legal TractA-1THRUK-1
Legal Lot Number56
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address991 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Feb 14, 2025Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2025 · Amount on Record
Deed SaleFeb 14, 2025 · Amount on Record
Deed Document Number202518499
Deed Book / Page6476 / 624
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Recording DateJun 24, 2026
Property Address991 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0000078049
Book / Page6764 / 1056
Instrument DateJun 4, 2026
Instrument202678049
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address991 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0000078049,
DateJun 24, 2026
Book Page6764/1056
Instrument202678049
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term345 Months
DueMar 1, 2055
Interest
Rate6.37%
Max Rate-1%

February 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateFeb 14, 2025
Property Address991 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0064760624
Book / Page6476 / 624
Map ReferenceMB 82 PG 54-59
Instrument DateFeb 7, 2025
Instrument2025018499
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address991 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0006476625
DateFeb 14, 2025
Instrument6476/625
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$347,270 Land $58,000 Building $289,270$347,270 Land $58,000 Building $289,270
2025$7,177.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Nearby Properties on Bear Hammock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures