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987 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 987 Bear Hammock Dr, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,507 sqft · built 2024
OwnerIndividual Name on File
Last Sale$414,000 (Jul 2025)
Tax Bill$1,182 (2024)
Deeds & MortgagesJul 2025 Sale
Jan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-18-26-0010-000-05700

Property Details

APN / Parcel Number

Primary APN24-18-26-0010-000-05700
Alternative APN
  • 3949705

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,507 sqft Living Area

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Garage TypeFinished
PorchOpen Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3949705
Street Address987 BEAR HAMMOCK DR
CityUMATILLA
StateFL
Zip32784-9442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 57 ORB 6464 PG 688
Legal SubdivisionMAGNOLIA POINTE
Legal Phase1
Legal Lot Number57
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3017
Census Tract30110

Owner

Source: Lake County records · APN 24-18-26-0010-000-05700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address155 BULL FROG LN, UMATILLA, FL 32784-9446
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Special Warranty Deed, Subdivision Related Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jan 22, 2025Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleJan 22, 2025 · Amount on Record
Deed Document Number2025086684
Deed Book / Page6562 / 837
Record UpdatedJun 08, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 15, 2025
Property Address987 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0065620837
Book / Page6562 / 837
Map ReferenceMB 82 PG 54
Instrument DateJul 09, 2025
Instrument2025086684
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Tax$2,898.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2822 COMMERCE PARK DRIVE STE 100, 100, ORLANDO, FL 32819-8636

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 BULL FROG LN, UMATILLA, FL 32784-9446

January 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJan 22, 2025
Property Address987 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number0064640688
Book / Page6464 / 688
Map ReferenceMB 82 PG 54-59
Instrument DateJan 15, 2025
Instrument2025008157
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 16, 2025
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address987 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number0064640689
DateJan 22, 2025
Book Page6464/689
Instrument2025008158
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 242 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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