999 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 999 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,688 sqft · built 2024
Owner	Individual Name on File
Last Sale	$317,990 (Jan 2025)
Tax Bill	$1,182 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0010-000-05400`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0010-000-05400`
Alternative APN	`3949702`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,688 sqft Living Area

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Garage Type	Finished
Porch	Open Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3949702
Street Address	999 BEAR HAMMOCK DR
City	UMATILLA
State	FL
Zip	32784-9442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 54 ORB 6462 PG 1576
Legal Subdivision	MAGNOLIA POINTE
Legal Phase	1
Legal Lot Number	54
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3017
Census Tract	30110

Owner

999 Bear Hammock Dr is owned and occupied by an individual who bought it in January 2025.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	999 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Deed Document Number	2025006759
Deed Book / Page	6462 / 1576
Record Updated	Jun 8, 2026

January 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 17, 2025
Property Address	999 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number	0064621576
Book / Page	6462 / 1576
Map Reference	MB 82 PG 54-59
Instrument Date	Jan 10, 2025
Instrument	2025006759
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	999 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number	0064621577
Date	Jan 17, 2025
Instrument	6462/1577

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Flood

FEMA maps place 999 Bear Hammock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 999 Bear Hammock Dr is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20