984 Bear Hammock Dr, Umatilla, FL 32784 Property Records

Lake County property record for 984 Bear Hammock Dr, Umatilla, FL 32784

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on Record
Last Sale	$308,000 (Mar 2025)
Tax Bill	$1,182 (2024)
Deeds & Mortgages	Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-18-26-0010-000-02200`

Property Details

APN / Parcel Number

Primary APN	`24-18-26-0010-000-02200`
Alternative APN	`3949670`

Location & Zoning

Account Number	3949670
Street Address	984 BEAR HAMMOCK DR
City	UMATILLA
State	FL
Zip	32784-9442
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	MAGNOLIA POINTE PHASE 1 PB 82 PG 54-59 LOT 22 ORB 6495 PG 69
Legal Subdivision	MAGNOLIA POINTE
Legal Phase	1
Legal Lot Number	22
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3017
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	984 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2025 · Amount on Record
Deed Sale	Mar 20, 2025 · Amount on Record
Deed Document Number	2025033984
Deed Book / Page	6495 / 69
Record Updated	Jun 8, 2026

March 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 20, 2025
Property Address	984 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442
Document Number	0064950069
Book / Page	6495 / 69
Map Reference	MB 82 PG 54-59
Instrument Date	Mar 17, 2025
Instrument	2025033984
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	984 BEAR HAMMOCK DR, UMATILLA, FL 32784-9442

Mortgage

Document Number	0000649570
Date	Mar 20, 2025
Instrument	6495/70

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20