9905 Kost Rd, Galt, CA 95632 Property Records

Sacramento County property record for 9905 Kost Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,343 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individuals on Record
Last Sale	$65,000 (Nov 1994)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`148-0180-089-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0180-089-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,343 sqft Living Area
1st Floor Area	1,834 sqft
2nd Floor Area	509 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	87,120 sqft
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9905 KOST RD
City	GALT
State	CA
Zip	95632-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	HASENWINKLE RANCH, LOT 2
Legal Subdivision	HASENWINKLE RANCH
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1036
Census Tract	9501

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	9905 KOST RD, GALT, CA 95632-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 9, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 1994 · Amount on Record
Deed Sale	Nov 23, 1994 · Amount on Record
Prior Sale	Nov 23, 1994
Deed Book / Page	941123 / 1218
Last Transfer Date	Apr 6, 2026
Transfer Doc	2026001134
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2026
Property Address	9905 KOST RD, GALT, CA 95632-8803
Document Number	2026000036
Book / Page	20260611 / 36
Instrument Date	Jun 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	9905 KOST RD, GALT, CA 95632-8803

Mortgage

Document Number	2026000036,
Date	Jun 11, 2026
Book Page	20260611/36

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 9, 2026
Property Address	9905 KOST RD, GALT, CA 95632-8803
Document Number	2026001134
Book / Page	20260409 / 1134
Instrument Date	Apr 6, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9905 KOST RD, GALT, CA 95632-8803

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$368,190 (+2%) Land $111,348 Building $256,842
2025	$4,202.00 (+4.42%)	$360,971 (+4.04%) Land $109,165 Building $251,806
2024	$4,024.00 (+2.6%)
2023	$3,922.00 (+4.2%)	$346,956 Land $104,927 Building $242,029
2022	$3,764.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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