10023 Kost Rd, Galt, CA 95632 Property Records

Sacramento County property record for 10023 Kost Rd, Galt, CA 95632 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,675 sqft · built 1975
Lot Size2.03 acres (88,427 sqft)
Owner2 Company Names on File
Last Sale$335,000 (Nov 2013)
Tax Bill$6,001 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (moderate risk)
APN148-0190-039-0000

Property Details

APN / Parcel Number

Primary APN148-0190-039-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,675 sqft Living Area
1st Floor Area2,820 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleH-Shape
Exterior MaterialWood Shingle
Construction TypeWood
Roof MaterialOther
Lot Area88,427 sqft
Garage Area782 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar
SewerSeptic

Location & Zoning

Street Address10023 KOST RD
CityGALT
StateCA
Zip95632-8890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT A PARCEL MAP EXC R/W 740513/577 018005
Legal SubdivisionMEADOWVIEW SUBDIVISION UNIT #5
Legal Lot NumberA
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1045
Census Tract9501

Owner

Source: Sacramento County records · APN 148-0190-039-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10019 KOST RD, GALT, CA 95632-8890
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2013 · Amount on Record
Deed SaleNov 15, 2013 · Amount on Record
Deed Book / Page20131115 / 1011
Last Transfer DateJul 12, 2024
Transfer Doc2024000367
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateMay 19, 2026
Property Address10023 KOST RD, GALT, CA 95632-8890
Document Number2026000395
Book / Page20260519 / 395
Instrument DateMay 06, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address10019 KOST RD, GALT, CA 95632-8890

Mortgage

Document Number2026000395,
DateMay 19, 2026
Book Page20260519/395
Lender
NameBANK OF AMIERCA NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 06, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$534,925 (+2%) Land $125,032 Building $409,893
2025$6,001.00 (+4.47%)$524,437 (+4.04%) Land $122,581 Building $401,856
2024$5,744.00 (+2.35%)
2023$5,612.00 (+4.23%) Homeowner's exemption$504,074 Land $117,822 Building $386,252
2022$5,384.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimJan 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskModerate
above 57% of the US · above 34% of California
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
UnWired Broadband HoldingFixed Wireless (unlicensed)1,000 / 1,000
Softcom Internet CommunicationsFixed Wireless (licensed-by-rule)400 / 50
DigitalPathFixed Wireless200 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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