Sacramento County property record for 9895 Kost Rd, Galt, CA 95632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,433 sqft · built 1990 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,428 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-0180-075-0000 |
| Primary APN | 148-0180-075-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| 1st Floor Area | 2,433 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 87,120 sqft |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 9895 KOST RD |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-8803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PARCEL MAP, LOT 1 |
| Legal Subdivision | PARCEL MAP |
| Legal Lot Number | 1 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 9501 |
Source: Sacramento County records, as of July 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 9895 KOST RD, GALT, CA 95632-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| May 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG |
| Dec 23, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2024 |
| Transfer Doc | 2024001296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9895 KOST RD, GALT, CA 95632-8803 |
| Document Number | 2005181269 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9895 KOST RD GALT CA 956328803, GALT, CA 95632-8803 |
| Document Number | 2005181269 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2005181269 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 9895 KOST RD, GALT, CA 95632-8803 |
| Document Number | 1802060507 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9895 KOST RD GALT CA 956328803, GALT, CA 95632-8803 |
| Document Number | 1802060507 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 1802060507 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $572,811 (+2%) Land $171,336 Building $401,475 | |
| 2025 | $6,428.00 (+4.47%) | $561,580 (+4.04%) Land $167,977 Building $393,603 |
| 2024 | $6,153.00 (+2.33%) | |
| 2023 | $6,013.00 (+4.21%) Homeowner's exemption | $539,775 Land $161,455 Building $378,320 |
| 2022 | $5,770.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| unWired Broadband Fixed Wireless | 1,000 / 1,000 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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