9861 Kost Rd, Galt, CA 95632 Property Records

Sacramento County property record for 9861 Kost Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1986
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Aug 2007)
Tax Bill	$7,264 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0180-063-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0180-063-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	87,556 sqft
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9861 KOST RD
City	GALT
State	CA
Zip	95632-8803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-2
Legal Description	PARCEL MAP, LOT B
Legal Subdivision	PARCEL MAP
Legal Lot Number	B
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1036
Census Tract	9501

Owner

9861 Kost Rd is owned and occupied by an individual who bought it in August 2007.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9861 KOST RD, GALT, CA 95632-8803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 12, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2007 · Amount on File
Deed Sale	Aug 22, 2007 · Amount on File
Prior Sale	Mar 30, 2007 · Amount on File
Deed Book / Page	20070822 / 71
Prior Transfer Date	Aug 17, 2007
Prior Transfer Doc	0000000129
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9861 KOST RD, GALT, CA 95632-8803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000078
Date	Jan 3, 2017
Book Page	20170103/0078

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9861 KOST RD, GALT, CA 95632-8803
Document Number	2009231757
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9861 KOST RD GALT CA 956328803, GALT, CA 95632-8803

Mortgage

Document Number	2009231757
Date	Sep 23, 2020
Instrument	2009231757

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 22, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9861 KOST RD, GALT, CA 95632-8803
Document Number	2006241300
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9861 KOST RD GALT CA 956328803, GALT, CA 95632-8803

Mortgage

Document Number	2006241300
Date	Jun 24, 2020
Instrument	2006241300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 23, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9861 KOST RD, GALT, CA 95632-8803
Document Number	1802200293
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9861 KOST RD GALT CA 956328803, GALT, CA 95632-8803

Mortgage

Document Number	1802200293
Date	Feb 20, 2018
Instrument	1802200293

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 9861 Kost Rd was $7,264 with a homeowner's exemption, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$646,960 (+2%) Land $368,434 Building $278,526
2025	$7,264.00 (+4.47%) Homeowner's exemption	$634,275 Land $361,210 Building $273,065
2024	$6,953.00 (+2.25%)
2023	$6,800.00 (+4.21%) Homeowner's exemption	$609,647 Land $347,185 Building $262,462
2022	$6,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9861 Kost Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9861 Kost Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	1,000 / 1,000
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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