9905 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 9905 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,112 sqft · built 1980
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on File
Tax Bill$4,175 (2024)
Deeds & MortgagesDec 2020 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-08-302-007.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-302-007.000-018
Alternative APN
  • 1614080302007000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,112 sqft Living Area
1st Floor Area1,162 sqft
2nd Floor Area950 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area23,087 sqft (0.53 acres)
Garage TypeAttached
Garage Area497 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614080302007000
Street Address9905 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-4118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .53, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 2, LOT 58, IRREGULAR SHAPE
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionBRIAR LANE ESTATE
Legal Block2
Legal Lot Number58
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3014
Census Tract111101

Owner

9905 E Lakeshore Dr is owned and occupied by an individual.

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9905 E LAKESHORE DR, CARMEL, IN 46033-4118
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
LANGDON MORTGAGE COMPANY INC
Jul 18, 2017Deed of Trust, Mortgage · FHA Mortgage
ENDEAVOR CAP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9905 E LAKESHORE DR, CARMEL, IN 46033-4118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088104
DateDec 2, 2020
Instrument2020088104
Lender
NameLANGDON MORTGAGE COMPANY INC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9905 E LAKESHORE DR, CARMEL, IN 46033-4118
Document Number0000036863
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedJan 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address9905 E LAKESHORE DR CARMEL IN 460334118, CARMEL, IN 46033-4118

Mortgage

Document Number0000036863
DateAug 1, 2017
Instrument36863
Lender
NameENDEAVOR CAP
TypeFunding / Finance Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$408,500 (+6.83%) Land $151,900 Building $256,600$408,500 (+6.83%) Land $151,900 Building $256,600
2024$4,175.00 (+23.85%)$382,400 (+17.05%) Land $151,900 Building $230,500$382,400 (+17.05%) Land $151,900 Building $230,500
2023$3,371.00 (+4.04%)$326,700 (+12.15%) Land $72,100 Building $254,600$326,700 (+12.15%) Land $72,100 Building $254,600
2022$3,240.00$291,300 Land $72,100 Building $219,200$291,300 Land $72,100 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9905 E Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9905 E Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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