9948 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 9948 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,186 sqft · built 1978
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on File
Last Sale$218,000 (Mar 2016)
Tax Bill$3,564 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-08-302-035.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-302-035.000-018
Alternative APN
  • 1614080302035000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,186 sqft Living Area
1st Floor Area1,358 sqft
2nd Floor Area828 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions137 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number1614080302035000
Street Address9948 E LAKESHORE DR
CityCARMEL
StateIN
Zip46033-4157
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .32, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 2, LOT 51
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionBRIAR LANE ESTATE
Legal Block2
Legal Lot Number51
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2009
Census Tract111101

Owner

9948 E Lakeshore Dr is owned and occupied by an individual who bought it in March 2016.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9948 E LAKESHORE DR, CARMEL, IN 46033-4157
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2016 · Amount on File
Deed SaleMar 3, 2016 · Amount on File
Prior SaleOct 14, 2013
Deed Document Number2016009601
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address9948 E LAKESHORE DR, CARMEL, IN 46033-4157
Transaction TypeMortgage
Record UpdatedFeb 10, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004487
DateJan 21, 2021
Instrument2021004487
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$356,200 (+6.81%) Land $133,700 Building $222,500$356,200 (+6.81%) Land $133,700 Building $222,500
2024$3,564.00 (+16.43%)$333,500 (+10.76%) Land $133,700 Building $199,800$333,500 (+10.76%) Land $133,700 Building $199,800
2023$3,061.00 (+4.51%)$301,100 (+12.31%) Land $63,500 Building $237,600$301,100 (+12.31%) Land $63,500 Building $237,600
2022$2,929.00$268,100 Land $63,500 Building $204,600$268,100 Land $63,500 Building $204,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9948 E Lakeshore Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9948 E Lakeshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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