9805 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 9805 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,142 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$4,582 (2024)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-302-011.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-302-011.000-018`
Alternative APN	`1614080302011000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	1,134 sqft
2nd Floor Area	1,008 sqft
Basement Area	1,008 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1614080302011000
Street Address	9805 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .46, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 2, LOT 54
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	BRIAR LANE ESTATE
Legal Block	2
Legal Lot Number	54
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3019
Census Tract	111101

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9805 E LAKESHORE DR, CARMEL, IN 46033-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Warranty Deed, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 21, 2017	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Prior Sale	Jul 21, 2017 · Amount on Record
Deed Document Number	2022054013
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 9, 2022
Property Address	9805 E LAKESHORE DR, CARMEL, IN 46033-4116
Document Number	0000054013
Map Reference	OR 113 PG 36-37
Instrument Date	Nov 9, 2022
Instrument	2022054013
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	LANDQUEST TITLE SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 2ND AVE NE, CARMEL, IN 46032-1335
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054425
Date	Nov 9, 2022
Instrument	2022054425

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 21, 2017
Property Address	9805 E LAKESHORE DR, CARMEL, IN 46033-4116
Document Number	2017035018
Map Reference	MB7 PG1&2
Instrument Date	Jul 20, 2017
Instrument	2017035018
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9805 E LAKESHORE DR, CARMEL, IN 46033-4116
Investor	Possibly a Property Investor

Mortgage

Document Number	2017035019
Date	Jul 21, 2017
Instrument	2017035019

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,600 (+7.13%) Land $148,200 Building $296,400	$444,600 (+7.13%) Land $148,200 Building $296,400
2024	$4,582.00 (+19.54%)	$415,000 (+13.73%) Land $148,200 Building $266,800	$415,000 (+13.73%) Land $148,200 Building $266,800
2023	$3,833.00 (+4.3%) Homeowner's exemption	$364,900 (+12.62%) Land $70,300 Building $294,600	$364,900 (+12.62%) Land $70,300 Building $294,600
2022	$3,675.00 Homeowner's exemption	$324,000 Land $70,300 Building $253,700	$324,000 Land $70,300 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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