9869 E Lakeshore Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 9869 E Lakeshore Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,385 sqft · built 1978
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2018)
Tax Bill	$4,821 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-14-08-302-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-14-08-302-009.000-018`
Alternative APN	`1614080302009000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Gross Area	4,021 sqft
1st Floor Area	1,810 sqft
Basement Area	771 sqft
Finished Basement	575 sqft
Unfinished Basement	196 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,440 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	9869 E LAKESHORE DR
City	CARMEL
State	IN
Zip	46033-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .46, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 2, LOT 56
Legal Range	04
Legal Township	17
Legal Section	08
Legal Subdivision	BRIAR LANE ESTATES SECTION 2
Legal Block	2
Legal Lot Number	56
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3019
Census Tract	111101

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9869 E LAKESHORE DR, CARMEL, IN 46033-4116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 8, 2018	Corporation Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC
Nov 8, 2018	Warranty Deed, Transfer BURNET TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Nov 8, 2018
Deed Document Number	201852713
Prior Transfer Date	Jan 5, 2008
Prior Transfer Doc	2008001406
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	9869 E LAKESHORE DR, CARMEL, IN 46033-4116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066590
Date	Dec 31, 2019
Instrument	2019066590

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Corporation Deed, Transfer

Document Type	Corporation Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 8, 2018
Property Address	9869 E LAKESHORE DR, CARMEL, IN 46033-4116
Document Number	2018052713
Map Reference	MB7 PG1&2
Instrument Date	Sep 11, 2018
Instrument	2018052713
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	BURNET TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9869 E LAKESHORE DR, CARMEL, IN 46033-4116

Mortgage

Document Number	2018052714
Date	Nov 8, 2018
Instrument	2018052714

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 8, 2018
Property Address	9869 E LAKESHORE DR, CARMEL, IN 46033-4116
Document Number	0000052712
Instrument Date	Aug 23, 2018
Instrument	52712
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14 E US HIGHWAY 30 SCHERERVILLE IN 463752105, SCHERERVILLE, IN 46375-2105
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$468,900 (+7.99%) Land $149,800 Building $319,100	$468,900 (+7.99%) Land $149,800 Building $319,100
2024	$4,821.00 (+15.42%)	$434,200 (+10.37%) Land $149,800 Building $284,400	$434,200 (+10.37%) Land $149,800 Building $284,400
2023	$4,177.00 (+5.51%) Homeowner's exemption	$393,400 (+12.85%) Land $71,100 Building $322,300	$393,400 (+12.85%) Land $71,100 Building $322,300
2022	$3,959.00 Homeowner's exemption	$348,600 Land $71,100 Building $277,500	$348,600 Land $71,100 Building $277,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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