Montgomery County property record for 9900 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,224 sqft · built 1945 |
| Lot Size | 0.206 acres (8,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,158 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage Aug 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01003987 |
| Primary APN | 13-01003987 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 657 sqft |
| Basement Area | 144 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,968 sqft (0.206 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 102 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Account Number | 01003987 |
|---|---|
| Street Address | 9900 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | FOREST GLEN INV CO |
| Legal Subdivision | FOREST GLEN INV CO SUB |
| Legal Block | 15 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 704000 |
Source: Montgomery County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Reverse Mortgage TJC MORTGAGE INC |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| Aug 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Nov 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Nov 10, 2018 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2006 |
| Deed Sale | Aug 23, 2006 |
| Deed Document Number | 200657711 |
| Deed Book / Page | 32888 / 621 |
| Last Transfer Date | Mar 17, 2010 |
| Transfer Doc | 160131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0658340486 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 65834/486 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0605290454 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9900 GARDINER AVE SILVER SPRING MD 209025610, SILVER SPRING, MD 20902-5610 |
| Document Number | 0605290454 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 060529/000454 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0605290472 |
| Instrument Date | Aug 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 9900 GARDINER AVE SILVER SPRING MD 209025610, SILVER SPRING, MD 20902-5610 |
| Document Number | 0605290472 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 060529/000472 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1032 Months |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0569410366 |
| Instrument Date | Nov 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 9900 GARDINER AVE SILVER SPRING MD 209025610, SILVER SPRING, MD 20902-5610 |
| Document Number | 0569410366 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 056941/000366 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1056 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9900 GARDINER AVE, SILVER SPRING, MD 20902-5610 |
| Document Number | 0569410349 |
| Instrument Date | Nov 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 9900 GARDINER AVE SILVER SPRING MD 209025610, SILVER SPRING, MD 20902-5610 |
| Document Number | 0569410349 |
|---|---|
| Date | Dec 4, 2018 |
| Book Page | 056941/000349 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1056 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.05% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,400 (+3.27%) | $465,700 (-) Land $295,600 Building $170,100 | |
| 2025 | $5,158.00 (-7.86%) | $437,100 (+5.44%) | $465,700 (+10.15%) Land $295,600 Building $170,100 |
| 2024 | $5,598.00 (+25.94%) | ||
| 2023 | $414,567 | $422,800 Land $295,600 Building $127,200 | |
| 2022 | $4,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1997) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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