Montgomery County property record for 9909 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,852 sqft · built 1948 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Aug 2014) |
| Tax Bill | $7,691 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01004264 |
| Primary APN | 13-01004264 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,852 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Multi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01004264 |
|---|---|
| Street Address | 9909 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | FOREST GLEN INV CO |
| Legal Subdivision | FOREST GLEN INV CO SUB |
| Legal Block | 12 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 704000 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 106 ALGONQUIN RD, PITTSBURGH, PA 15241-1510 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 25, 2014 · Amount on Record |
| Deed Sale | Aug 25, 2014 · Amount on Record |
| Prior Sale | Sep 26, 2003 · Amount on Record |
| Deed Book / Page | 49089 / 49 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9909 GARDINER AVE, SILVER SPRING, MD 20902-5609 |
| Document Number | 0599810202 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9909 GARDINER AVE SILVER SPRING MD 209025609, SILVER SPRING, MD 20902-5609 |
| Document Number | 0599810202 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 059981/000202 |
| Name | VELLUM MTG LLC |
|---|---|
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 9909 GARDINER AVE, SILVER SPRING, MD 20902-5609 |
| Document Number | 0586720303 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9909 GARDINER AVE SILVER SPRING MD 209025609, SILVER SPRING, MD 20902-5609 |
| Document Number | 0586720303 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 058672/000303 |
| Name | VELLUM MTG LLC |
|---|---|
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,300 (+6.61%) | $683,200 (-) Land $288,000 Building $395,200 | |
| 2025 | $7,691.00 (+31.27%) | $603,400 (+9.37%) | $683,200 (+21.24%) Land $288,000 Building $395,200 |
| 2023 | $551,700 | $563,500 Land $288,000 Building $275,500 | |
| 2022 | $5,859.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Feb 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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