Montgomery County property record for 9805 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,900 sqft · built 1962 |
| Lot Size | 0.138 acres (6,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $680,000 (Oct 2025) |
| Tax Bill | $6,125 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01004322 |
| Primary APN | 13-01004322 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,006 sqft (0.138 acres) |
| Deck Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01004322 |
|---|---|
| Street Address | 9805 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | FOREST GLEN INV CO |
| Legal Subdivision | FOREST GLEN INV CO SUB |
| Legal Block | 13 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 704000 |
Source: Montgomery County records · APN 13-01004322
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9805 GARDINER AVE, SILVER SPRING, MD 20902-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 29, 2025 | Special Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jun 23, 2022 | Deed, Transfer · Conventional Mortgage SANDY SPRING BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Jun 23, 2022 · Amount on Record |
| Deed Book / Page | 69767 / 280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 29, 2025 |
| Property Address | 9805 GARDINER AVE, SILVER SPRING, MD 20902-5607 |
| Document Number | 0697670280 |
| Book / Page | 69767 / 280 |
| Map Reference | MB 66 PL 5969 |
| Instrument Date | Oct 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9805 GARDINER AVE, SILVER SPRING, MD 20902-5607 |
| Document Number | 0069767290 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 69767/290 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 9805 GARDINER AVE, SILVER SPRING, MD 20902-5607 |
| Document Number | 0659320235 |
| Book / Page | 65932 / 235 |
| Map Reference | MB 66 PL 5969 |
| Instrument Date | Jun 08, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Title Company | REGIS TITLE LLC, RGS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9805 GARDINER AVE, SILVER SPRING, MD 20902-5607 |
| Document Number | 0065932242 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 65932/242 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.25% |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,400 (+7.92%) | $541,400 (-) Land $280,200 Building $261,200 | |
| 2025 | $6,125.00 (+37.15%) | $467,400 (+10.75%) | $541,400 (+25.79%) Land $280,200 Building $261,200 |
| 2023 | $422,033 | $430,400 Land $280,200 Building $150,200 | |
| 2022 | $4,466.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Feb 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 600 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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