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9904 Gardiner Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 9904 Gardiner Ave, Silver Spring, MD 20902 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 864 sqft · built 1945
Lot Size0.296 acres (12,906 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2021)
Tax Bill$6,073 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01003783

Property Details

APN / Parcel Number

Primary APN13-01003783
Alternative APN
  • 01003783

Interior

Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleMulti-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,906 sqft (0.296 acres)
PorchOpen Porch
Porch Area126 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerMunicipal

Location & Zoning

Account Number01003783
Street Address9904 GARDINER AVE
CitySILVER SPRING
StateMD
Zip20902-5610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST GLEN INV CO
Legal SubdivisionFOREST GLEN INV CO SUB
Legal Block15
Legal Lot Number12
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2014
Census Tract704000

Owner

Source: Montgomery County records · APN 13-01003783

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9904 GARDINER AVE, SILVER SPRING, MD 20902-5610
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2021Deed, Transfer · Conventional Mortgage
ATLANTIC COAST MORTGAGE
Sep 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Prior SaleSep 26, 2006 · Amount on Record
Deed Book / Page64171 / 36
Record UpdatedSep 20, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 01, 2021
Property Address9904 GARDINER AVE, SILVER SPRING, MD 20902-5610
Document Number0641710036
Book / Page64171 / 36
Map ReferenceMB 1 PL 17
Instrument DateSep 16, 2021
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9904 GARDINER AVE, SILVER SPRING, MD 20902-5610

Mortgage

Document Number6417145
DateOct 01, 2021
Instrument64171/45
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address9904 GARDINER AVE, SILVER SPRING, MD 20902-5610
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanyGUARDIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0604660440
DateSep 09, 2020
Book Page60466/440
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$481,333 (+3.5%)$497,600 (-) Land $307,900 Building $189,700
2025$6,073.00 (+39.71%)$465,067 (+8.97%)$497,600 (+10.87%) Land $307,900 Building $189,700
2023$426,767$448,800 Land $307,900 Building $140,900
2022$4,347.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317040002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 600 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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