Hamilton County property record for 990 Harrogate Ct, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,739 sqft · built 1972 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,640 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0113-00 |
| Primary APN | 591-0011-0113-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,739 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 475 sqft |
| 2nd Floor Area | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 123 ft deep x 67.6 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 990 HARROGATE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARROGATE CT 67.60 X 123.33 IR LOT 679 MODEL CITY SUB SEC 8 BLK F PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | F |
| Legal Lot Number | 679 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21506 |
990 Harrogate Ct is owned and occupied by an individual who acquired it in August 2000.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 990 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 11, 2000 |
| Transfer Doc | 0083590721 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 990 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 990 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Document Number | 0000009967 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | 15600/927 |
| Instrument | 2026-0009967 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 990 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004410 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 14582/2279 |
| Instrument | 2022-0004410 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2027 |
The 2025 property tax bill for 990 Harrogate Ct was $2,640 with a homeowner's exemption, up 2.6% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,640.00 (+2.56%) Homeowner's exemption | $55,045 (-) Land $9,597 Building $45,448 | $157,270 Land $27,420 Building $129,850 |
| 2024 | $2,574.00 (-3.16%) Homeowner's exemption | $55,045 (-) Land $9,597 Building $45,448 | |
| 2023 | $2,658.00 (+14.52%) Homeowner's exemption | $55,045 (+40.8%) Land $9,597 Building $45,448 | $157,270 Land $27,420 Building $129,850 |
| 2022 | $2,321.00 Homeowner's exemption | $39,095 Land $7,630 Building $31,465 | |
| 2020 | $111,700 Land $21,800 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 990 Harrogate Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 990 Harrogate Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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