994 Harrogate Ct, Cincinnati, OH 45240 Property Records

Hamilton County property record for 994 Harrogate Ct, Cincinnati, OH 45240

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,472 sqft · built 1972
Lot Size0.166 acres (7,231 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Oct 2025)
Tax Bill$4,029 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Nov 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN591-0011-0112-00

Property Details

APN / Parcel Number

Primary APN591-0011-0112-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,472 sqft Living Area
1st Floor Area736 sqft
2nd Floor Area736 sqft

Exterior

Year BuiltBuilt 1972
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area7,231 sqft (0.166 acres)
Lot Dimensions123 ft deep x 67 ft wide
Garage TypeAttached
Garage Area276 sqft
Parking Spaces1 Parking Space
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address994 HARROGATE CT
CityCINCINNATI
StateOH
Zip45240-1812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARROGATE CT 67.60 X 123.33 IR LOT 678 MODEL CITY SUB SEC 8 BLK F PT 6
Legal SubdivisionMODEL CITY SUB
Legal BlockF
Legal Lot Number678
JurisdictionHAMILTON OH
Township / Civil DivisionFOREST PARK
Census Block Group2
Census Block2016
Census Tract21506

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address994 HARROGATE CT, MASON, OH 45040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 15, 2022Warranty Deed, Transfer
Sep 12, 2022Deed, Transfer · Line of Credit
SPRING VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleNov 15, 2022 · Amount on Record
Deed Document Number0000081830
Deed Book / Page15526 / 1684
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 21, 2025
Property Address994 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number0000081830
Book / Page15526 / 1684
Map ReferenceMB 173 PG 28&29
Instrument DateOct 17, 2025
Instrument2025-0081830
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$245.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address994 HARROGATE CT, CINCINNATI, OH 45240-1812

Mortgage

Document Number0000081831
DateOct 21, 2025
Instrument2025-0081831
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 15, 2022
Property Address994 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number0000105983
Book / Page14794 / 1876
Map ReferenceMB 173 PG 28&29
Instrument DateNov 10, 2022
Instrument2022-0105983
Transaction TypeTransfer
Record UpdatedDec 21, 2022

Transaction

AmountAmount Recorded
Tax$570.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3224 AVE VIEW, FAIRFIELD, OH 45014

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON OH
Recording DateSep 12, 2022
Property Address994 HARROGATE CT, CINCINNATI, OH 45240-1812
Document Number0000086983
Book / Page14749 / 2780
Map ReferenceMB 173 PG 28&29
Instrument DateAug 31, 2022
Instrument2022-0086983
Transaction TypeTransfer
Record UpdatedOct 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 WEHR RD, FAIRFIELD, OH 45011-9618

Mortgage

Document Number0000086984
DateSep 12, 2022
Instrument2022-0086984
Lender
NameSPRING VALLEY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term15 Months
DueDec 1, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityForest Park City
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,029.00 (-0.07%)$66,570 (-) Land $9,597 Building $56,973
2024$4,032.00 (+0.57%)$66,570 (-) Land $9,597 Building $56,973
2023$4,009.00 (+66.35%)$66,570 (+119.28%) Land $9,597 Building $56,973$190,200 (+119.28%) Land $27,420 Building $162,780
2022$2,410.00$30,359 Land $7,630 Building $22,729
2020$86,740 Land $21,800 Building $64,940

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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