Hamilton County property record for 986 Harrogate Ct, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 1972 |
| Lot Size | 0.167 acres (7,275 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,933 (2025) |
| Deeds & Mortgages | Jun 2019 Loan Modification Mar 2017 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0114-00 |
| Primary APN | 591-0011-0114-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 884 sqft |
| 2nd Floor Area | 560 sqft |
| Year Built | Built 1972 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,275 sqft (0.167 acres) |
| Lot Dimensions | 123 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 986 HARROGATE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARROGATE CT 67.60 X 123.33 IR LOT 680 MODEL CITY SUB SEC 8 BLK F PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | F |
| Legal Lot Number | 680 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21506 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 17, 2019 | Loan Modification, Mortgage FEDERAL HM LN MTG |
| Mar 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Mar 17, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Jan 22, 2018 | Sub-Agreement of Sale · Commercial Mortgage BERKADIA COMMERCIAL MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2018 |
| Deed Sale | Jan 11, 2018 |
| Prior Sale | Mar 17, 2017 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 17, 2019 |
| Property Address | 986 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Book / Page | 013940 / 002103 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 47682 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2260 UNIVERSITY DR NEWPORT BEACH CA 926603319, NEWPORT BEACH, CA 92660-3319 |
| Document Number | 0000047682 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 013940/002103 |
| Instrument | 47682 |
| Name | FEDERAL HM LN MTG |
|---|---|
| Type | Mortgage Company |
| Address | 8200 JONES BRANCH DR, MCLEAN, VA 22102-3107 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Jun 16, 2029 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2017 |
| Property Address | 986 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Document Number | 0000024099 |
| Book / Page | 013376 / 001642 |
| Instrument Date | Feb 21, 2017 |
| Instrument | 24099 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1024 BAYSIDE DR #205 NEWPORT BEACH CA 926607462, 205, NEWPORT BEACH, CA 92660-7462 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 17, 2017 |
| Property Address | 986 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Document Number | 0000024097 |
| Book / Page | 013376 / 001639 |
| Instrument Date | Feb 20, 2017 |
| Instrument | 24097 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $168.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1024 BAYSIDE DR #205 NEWPORT BEACH CA 926607462, 205, NEWPORT BEACH, CA 92660-7462 |
| Document Type | Sub-Agreement of Sale |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 22, 2018 |
| Property Address | 986 HARROGATE CT, CINCINNATI, OH 45240-1812 |
| Document Number | 0000006288 |
| Map Reference | MB 173 PG 28&29 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 18-0006288 |
| Record Updated | Feb 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2260 UNIVERSITY DR, NEWPORT BEACH, CA 92660-3319 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006290 |
|---|---|
| Date | Jan 22, 2018 |
| Instrument | 18-0006290 |
| Name | BERKADIA COMMERCIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2028 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,933.00 (-0.07%) | $48,444 (-) Land $9,597 Building $38,847 | |
| 2024 | $2,935.00 (+0.58%) | $48,444 (-) Land $9,597 Building $38,847 | |
| 2023 | $2,918.00 (+56.29%) | $48,444 (+105.97%) Land $9,597 Building $38,847 | $138,410 (+105.97%) Land $27,420 Building $110,990 |
| 2022 | $1,867.00 | $23,520 Land $7,630 Building $15,890 | |
| 2020 | $67,200 Land $21,800 Building $45,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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