Hamilton County property record for 979 Harrogate Ct, Cincinnati, OH 45240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,694 sqft · built 1972 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Nov 2024) |
| Tax Bill | $3,444 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 591-0011-0095-00 |
| Primary APN | 591-0011-0095-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,694 sqft Living Area |
| Gross Area | 2,222 sqft |
| 1st Floor Area | 528 sqft |
| 2nd Floor Area | 1,166 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 979 HARROGATE CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45240-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COR HARROGATE CT & HINKLEY DR 117.67 FT IR LOT 661 MODEL CITY SUB SEC 8 BL F PT 6 |
| Legal Subdivision | MODEL CITY SUB |
| Legal Block | F |
| Legal Lot Number | 661 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | FOREST PARK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21506 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 979 HARROGATE CT, CINCINNATI, OH 45240-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2024 · Amount on Record |
| Deed Sale | Nov 20, 2024 · Amount on Record |
| Prior Sale | Jan 18, 1991 · Amount on Record |
| Deed Document Number | 202482752 |
| Deed Book / Page | 15297 / 937 |
| Prior Transfer Date | Nov 15, 2024 |
| Prior Transfer Doc | 0000082752 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 979 HARROGATE CT, CINCINNATI, OH 45240-1731 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000078710 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 15518/979 |
| Instrument | 2025-0078710 |
| Name | COMPETITIVE DRIVE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MIDDLETOWN, OH 45042 |
| Amount | Amount Recorded |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Forest Park City |
| Unified School District | Winton Woods City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,444.00 (+2.59%) | $58,409 (+%) Land $11,659 Building $46,750 | $166,880 (-) Land $33,310 Building $133,570 |
| 2024 | $3,357.00 (-1.26%) | $58,407 (-) Land $11,658 Building $46,749 | |
| 2023 | $3,400.00 (+4.13%) | $58,407 (+37.55%) Land $11,658 Building $46,749 | $166,880 (+37.55%) Land $33,310 Building $133,570 |
| 2022 | $3,265.00 Homeowner's exemption | $42,462 Land $9,310 Building $33,152 | |
| 2020 | $121,320 Land $26,600 Building $94,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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