Schoharie County and Esperance Town property record for 990 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 278,784 sqft (6.4 acres) |
| Last Sale | $30,000 (2020) |
| Tax Bill | $588.00 (2025) |
| Primary APN | 433089 47.-1-12.1 |
|---|---|
| Alternative APNs |
|
| Lot Area | 278,784 sqft (6.4 acres) |
|---|---|
| Lot Width | 273 ft Width |
| Account Number | 455J100342 |
|---|---|
| Street Address | 990 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1708 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Block | 1 |
| Legal Lot Number | 12.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | ESPERANCE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 740100 |
Source: Schoharie County and Esperance Town records · APN 433089 47.-1-12.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 50 TOWN HILL RD, TERRYVILLE, CT 06786-5802 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 23, 2024 | Warranty Deed, Transfer · Stand Alone First Mortgage BANK OF RICHMONDVILLE |
| Apr 01, 2020 | Warranty Deed, Transfer |
| Oct 01, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2020 · Amount on Record |
| Deed Sale | Apr 01, 2020 · Amount on Record |
| Prior Sale | Oct 01, 2018 · Amount on Record |
| Deed Doc Number | 2020774976 |
| Deed Book / Page | 1110 / 286 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | May 23, 2024 |
| Property Address | 990 CAVERNS RD, HOWES CAVE, NY 12092-1708 |
| Document Number | 001212/218 |
| Book / Page | 1212 / 218 |
| Instrument Date | May 10, 2024 |
| Instrument | 825233 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 TOWN HILL RD, PLYMOUTH, CT 06782 |
| Investor | Possibly a Property Investor |
| Document Number | 0000825234 |
|---|---|
| Date | May 23, 2024 |
| Instrument | 825234 |
| Name | BANK OF RICHMONDVILLE |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 01, 2020 |
| Property Address | 990 CAVERNS RD, HOWES CAVE, NY 12092-1708 |
| Document Number | 001110/286 |
| Book / Page | 1110 / 286 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 774976 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CLEVELAND AVE, SCHENECTADY, NY 12306-4313 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Oct 01, 2018 |
| Property Address | 990 CAVERNS RD, HOWES CAVE, NY 12092-1708 |
| Document Number | 001077/194 |
| Book / Page | 1077 / 194 |
| Instrument Date | Sep 26, 2018 |
| Instrument | 000000750146 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 STATE HIGHWAY 80, FORT PLAIN, NY 13339-4036 |
Source: Schoharie County and Esperance Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 (+155.65%) | $16,200 (-) Land $16,200 | $26,129 (+7.11%) Land $26,129 |
| 2023 | $16,200 (-) Land $16,200 | $24,394 (+15.2%) Land $24,394 | |
| 2022 | $16,200 Land $16,200 | $21,176 Land $21,176 | |
| 2021 | $230.00 (-61.67%) | ||
| 2020 | $600.00 |
990 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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