927 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Cobleskill Town property record for 927 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,236 sqft Living Area
Lot Size87,120 sqft (2 acres)
GarageAttached, 1,152 sqft
OccupancyOwner Occupied
Tax Bill$4,144.00 (2025)

Owner

Source: Schoharie County and Cobleskill Town records · APN 432689 46.-3-6

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address933 CAVERNS RD, HOWES CAVE, NY 12092-1709
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 25, 2020
Transfer Doc0000783942
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,144.00 (+19.39%)$91,200 (-) Land $13,500 Building $77,700$186,122 (+16.33%) Land $27,551 Building $158,571
2023$91,200 Land $13,500 Building $77,700$160,000 Land $23,684 Building $136,316
2020$3,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN432689 46.-3-6
Alternative APNs
  • 268904600000030060000000
  • 435J100323

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,236 sqft Living Area
1st Floor1,236 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area87,120 sqft (2 acres)
Lot Width262 ft Width
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area1,152 sqft Garage
Total Buildings2 Total Buildings
Porch Area454 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number435J100323
Street Address927 CAVERNS RD
CityHOWES CAVE
StateNY
Zip12092-1709
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMOD HOME
Legal Block3
Legal Lot Number6.000
JurisdictionSCHOHARIE NY
Minor Civil DivisionCOBLESKILL
Census Blockgroup2
Census Block2000
Census Tract740200

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