Schoharie County and Cobleskill Town property record for 914 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Modular |
| Year Built | Built 1991 |
| Square Footage | 936 sqft Living Area |
| Lot Size | 558,004 sqft (12.8 acres) |
| Tax Bill | $2,790.00 (2025) |
| Primary APN | 432689 46.-3-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 936 sqft Living Area |
| 1st Floor | 936 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modular Style |
| Exterior Material | Wood Exterior |
| Lot Area | 558,004 sqft (12.8 acres) |
| Lot Width | 537 ft Width |
| Shed | 1 Shed |
| Porch Area | 384 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J184018 |
|---|---|
| Street Address | 914 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 46.-3-10
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 410 JERICHO TPKE, 201, JERICHO, NY 11753-1318 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,790.00 (+2.76%) | $61,400 (-) Land $27,900 Building $33,500 | $125,306 (+16.33%) Land $56,939 Building $68,367 |
| 2023 | $61,400 Land $27,900 Building $33,500 | $107,719 Land $48,947 Building $58,772 | |
| 2020 | $2,715.00 |
914 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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