947 Caverns Rd, Howes Cave, NY 12092 Property Records

Schoharie County and Carlisle Town property record for 947 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2007
Square Footage	1,476 sqft Living Area
Lot Size	936,540 sqft (21.5 acres)
Garage	Detached, 1,440 sqft
Occupancy	Owner Occupied
Tax Bill	$9,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432400 36.-3-32`
Alternative APNs	`240003600000030320000000` `425J101359`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,476 sqft Living Area
1st Floor	1,476 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Lot Area	936,540 sqft (21.5 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,440 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	425J101359
Street Address	947 CAVERNS RD
City	HOWES CAVE
State	NY
Zip	12092-1709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Block	3
Legal Lot Number	32.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	CARLISLE
Census Blockgroup	2
Census Block	2044
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records · APN 432400 36.-3-32

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	947 CAVERNS RD, HOWES CAVE, NY 12092-1709
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Aug 27, 2021
Property Address	947 CAVERNS RD, HOWES CAVE, NY 12092-1709
Document Number	001145/244
Book / Page	1145 / 244
Instrument Date	Aug 06, 2021
Instrument	795167
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 AMELIA LN, MIDDLEBURGH, NY 12122-5705

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,273.00 (+1.47%)	$184,600 (-) Land $21,500 Building $163,100	$450,244 (+21.95%) Land $52,439 Building $397,805
2023		$184,600 Land $21,500 Building $163,100	$369,200 Land $43,000 Building $326,200
2020	$9,139.00

Flood & Wildfire

947 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.