Orange County property record for 99 Ritz Cove Dr, Dana Point, CA 92629
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 8.5 ba · 10,475 sqft · built 2006 |
| Lot Size | 0.358 acres (15,600 sqft) |
| Owner | Company Name on File |
| Tax Bill | $44,183 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 672-451-47 |
| Primary APN | 672-451-47 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 8.5 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 10,475 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 15,600 sqft (0.358 acres) |
| Garage Area | 3,197 sqft |
| Parking Spaces | 11 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 99 RITZ COVE DR |
|---|---|
| City | DANA POINT |
| State | CA |
| Zip | 92629-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12674 BLK LOT 8 |
| Legal Subdivision | RITZ COVE |
| Legal Tract | 12674 |
| Legal Lot Number | 8 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42323 |
Source: Orange County records · APN 672-451-47
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22661 SWEETMEADOW, MISSION VIEJO, CA 92692-4705 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 26, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 29, 2007 |
| Transfer Doc | 0000442092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 99 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 99 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Document Number | 0000356693 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 2025000356693 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 99 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 99 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Document Number | 0000769730 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021000769730 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 99 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000068066 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020000068066 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Mar 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Dana Point City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,226,962 (+2%) Land $795,761 Building $3,431,201 | |
| 2025 | $44,183.00 (+4.79%) | $4,144,081 (+4.04%) Land $780,158 Building $3,363,923 |
| 2023 | $42,164.00 (+2%) | $3,983,162 Land $749,863 Building $3,233,299 |
| 2022 | $41,337.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590423233, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1995–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 220 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SOUTH COAST WATER DISTRICT serves 41,194 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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