93 Ritz Cove Dr, Dana Point, CA 92629 Property Records

Orange County property record for 93 Ritz Cove Dr, Dana Point, CA 92629

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,110 sqft · built 1999
Lot Size	0.203 acres (8,831 sqft)
Owner	Company Name on Record
Last Sale	$3,600,000 (Nov 2018)
Tax Bill	$45,729 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`672-451-54`

Property Details

APN / Parcel Number

Primary APN	`672-451-54`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	5,110 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	8,831 sqft (0.203 acres)
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	93 RITZ COVE DR
City	DANA POINT
State	CA
Zip	92629-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12674 BLK LOT 2 TRACT NO. 12674 LOT 2 AND POR OF LOT 3
Legal Subdivision	TRACT NO 12674
Legal Tract	12674
Legal Lot Number	2,3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3001
Census Tract	42323

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	93 RITZ COVE DR, DANA POINT, CA 92629-4231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 15, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2018 · Amount on Record
Deed Sale	Nov 15, 2018 · Amount on Record
Prior Sale	Jan 8, 2004
Deed Document Number	2018431571
Prior Transfer Date	Jun 1, 2010
Prior Transfer Doc	0000263331
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	93 RITZ COVE DR, DANA POINT, CA 92629-4231
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 RITZ COVE DR, DANA POINT, CA 92629-4231

Mortgage

Document Number	0000351903
Date	May 28, 2021
Instrument	2021000351903

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.12%
Index	Other
Max Rate	8.12%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 15, 2018
Property Address	93 RITZ COVE DR, DANA POINT, CA 92629-4231
Document Number	0000431571
Map Reference	MB581 PG41-46
Instrument Date	Sep 19, 2018
Instrument	2018000431571
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	93 RITZ COVE DR, DANA POINT, CA 92629-4231

Mortgage

Document Number	0000431572
Date	Nov 15, 2018
Instrument	2018000431572

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	9.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Dana Point City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,333,084 (+2%) Land $2,832,574 Building $1,500,510
2025	$45,729.00 (+4.89%) Homeowner's exemption	$4,248,122 (+4.04%) Land $2,777,033 Building $1,471,089
2023	$43,598.00 (+2.69%) Homeowner's exemption	$4,083,163 Land $2,669,197 Building $1,413,966
2022	$42,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1995–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Frontier.

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