Orange County property record for 101 Ritz Cove Dr, Dana Point, CA 92629
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,347 sqft · built 2004 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | Company Name on File |
| Last Sale | $6,048,500 (Jan 2021) |
| Tax Bill | $51,406 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 672-451-45 |
| Primary APN | 672-451-45 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 5,347 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 15,300 sqft (0.351 acres) |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 101 RITZ COVE DR |
|---|---|
| City | DANA POINT |
| State | CA |
| Zip | 92629-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 12674 BLK LOT 10 |
| Legal Subdivision | TRACT NO 12674 |
| Legal Tract | 12674 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 42323 |
Source: Orange County records · APN 672-451-45
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 15, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 15, 2021 · Amount on Record |
| Deed Sale | Jan 15, 2021 · Amount on Record |
| Prior Sale | May 30, 2000 · Amount on Record |
| Deed Document Number | 202129973 |
| Prior Transfer Date | Nov 25, 2003 |
| Prior Transfer Doc | 0001505138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 101 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 101 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Document Number | 0000573225 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021000573225 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.55% |
| Type Change Date | Oct 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 3.55% |
| Index | 1-Month LIBOR |
| Margin | 3 |
| Max Rate | 6.55% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 15, 2021 |
| Property Address | 101 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Document Number | 0000029973 |
| Map Reference | MB 581 PG 41-46 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 2021000029973 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 101 RITZ COVE DR, DANA POINT, CA 92629-4231 |
| Document Number | 0000029974 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021000029974 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.25% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 7.25% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Dana Point City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,895,695 (+2%) Land $3,136,480 Building $1,759,215 | |
| 2025 | $51,406.00 (+5.54%) | $4,799,701 (+5.5%) Land $3,074,980 Building $1,724,721 |
| 2023 | $48,706.00 (+2.62%) | $4,549,406 Land $2,955,575 Building $1,593,831 |
| 2022 | $47,462.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1995–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 220 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH COAST WATER DISTRICT serves 41,194 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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