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99 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 99 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,498 sqft Heated Area
Lot Size8,799 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2022)
Tax Bill$3,448.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126304920000A0150
Alternative APN
  • 80983

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,498 sqft Heated Area
Gross Area2,198 sqft Gross Area
1st Floor1,498 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,799 sqft (0.201 acres)
Depth X Width117 ft x 1 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area484 sqft Garage
PorchFinished/Screened Porch
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number80983
Street Address99 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-2548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES PB 1 PG 383 BLK A LOT 15 LESS R/W ORANGE AVE
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockA
Legal Lot Number15
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43600

Owner

Source: Osceola County records · APN 0126304920000A0150

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Mar 03, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 13, 2021Warranty Deed, Transfer
PUBLIC TITLE SERVICES LLC
Sep 10, 2019Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 03, 2022 · Amount on Record
Deed SaleMar 03, 2022 · Amount on Record
Prior SaleAug 13, 2021 · Amount on Record
Deed Doc Number2022034417
Deed Book / Page6163 / 502
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548
Transaction TypeMortgage
Record UpdatedFeb 13, 2024
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548

Mortgage

Document Number0065440594
DateFeb 05, 2024
Book Page6544/594
Instrument2024014451
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueMar 01, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 03, 2022
Property Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548
Document Number0061630502
Book / Page6163 / 502
Map ReferenceMB 1 PG 383
Instrument DateFeb 25, 2022
Instrument2022034417
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1919 ARLINGTON ST, 1919, ORLANDO, FL 32805-1322

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548

Mortgage

Document Number0006163503
DateMar 03, 2022
Instrument6163/503
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2021
Property Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548
Document Number0060212684
Book / Page6021 / 2684
Map ReferenceMB 1 PG 383
Instrument DateJul 22, 2021
Instrument2021125422
Transaction TypeTransfer
Record UpdatedAug 27, 2021
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3352 OVERLOOK RD, 3352, ZELLWOOD, FL 32798-9756

Transferred To (Grantee/Buyer)

NameVerified Name
Address1919 ARLINGTON ST, ORLANDO, FL 32805-1322

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address99 ORANGE AVE, SAINT CLOUD, FL 34769-2548
Document Number0055890531
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address99 ORANGE AVE ST CLOUD FL 347692548, ST CLOUD, FL 34769-2548

Mortgage

Document Number0055890531
DateSep 13, 2019
Book Page005589/000531
Instrument118403
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,448.00 (+6.32%) Homeowner's exemption$235,536 (+5.99%)$363,200 (+7.84%) Land $65,000 Building $298,200
2023$3,243.00 (-15.94%) Homeowner's exemption$222,232 (+3.9%)$336,800 (+57.46%) Land $60,000 Building $276,800
2022$3,858.00$213,900 Land $45,000 Building $168,900$213,900 Land $45,000 Building $168,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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