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103 Orange Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 103 Orange Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,203 sqft Heated Area
Lot Size17,555 sqft (0.403 acres)
OccupancyOwner Occupied
Last Sale$346,000 (2025)
Tax Bill$4,826.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126304920000A0130
Alternative APN
  • 80982

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,203 sqft Heated Area
Gross Area2,929 sqft Gross Area
1st Floor1,203 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1989
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,555 sqft (0.403 acres)
Depth X Width117 ft x 150 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool Area28 sqft Pool
Shed1 Shed
Shed Area64 sqft Shed
Deck Area443 sqft Deck
PorchEnclosed Porch
Porch Area976 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number80982
Street Address103 ORANGE AVE
CitySAINT CLOUD
StateFL
Zip34769-2550
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUNNYMEDE SHORES PB 1 PG 383 BLK A LOTS 13 & 14 LESS R/W ORANGE AVE
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionRUNNYMEDE SHORES
Legal Tract4920
Legal BlockA
Legal Lot Number13-14 14
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2028
Census Tract43600

Owner

Source: Osceola County records · APN 0126304920000A0130

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10024 HALESIA WOODS DR, ORLANDO, FL 32832-7920
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 20, 2023Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC
Feb 24, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleJan 20, 2023 · Amount on Record
Deed Doc Number2025122902
Deed Book / Page6859 / 1085
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 06, 2025
Property Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0068591085
Book / Page6859 / 1085
Map ReferenceMB 1 PG 383
Instrument DateOct 02, 2025
Instrument2025122902
Transaction TypeTransfer
Record UpdatedNov 07, 2025
Title CompanyCITRUS CLOSING GROUP TAMPA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,422.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3200 OLD CASTLE CIR, IDAHO FALLS, ID 83404-7345

Transferred To (Grantee/Buyer)

NameVerified Name
Address10024 HALESIA WOODS DR, ORLANDO, FL 32832-7920

Mortgage

Document Number0068591087
DateOct 06, 2025
Book Page6859/1087
Instrument2025122903
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 20, 2023
Property Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0063470291
Book / Page6347 / 291
Map ReferenceMB 1 PG 383
Instrument DateJan 19, 2023
Instrument2023007771
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,421.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550
InvestorPossibly a Property Investor

Mortgage

Document Number0006347293
DateJan 20, 2023
Instrument6347/293
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 24, 2021
Property Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550
Document Number0058970639
Book / Page5897 / 639
Map ReferenceMB 1 PG 383
Instrument DateFeb 22, 2021
Instrument2021026459
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1045 BELT DR, SAINT CLOUD, FL 34771

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ORANGE AVE, SAINT CLOUD, FL 34769-2550

Mortgage

Document Number0005897640
DateFeb 24, 2021
Instrument5897/640
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,826.00 (+2.46%) Homeowner's exemption$312,500 (+2.06%) Land $80,000 Building $232,500$312,500 (+2.06%) Land $80,000 Building $232,500
2024$4,710.00 Homeowner's exemption$306,200 (+7.78%) Land $73,800 Building $232,400$306,200 (+7.78%) Land $73,800 Building $232,400
2023$4,710.00 (+14.29%)$284,100 (+24.33%) Land $73,800 Building $210,300$284,100 (+24.33%) Land $73,800 Building $210,300
2022$4,121.00$228,500 Land $55,400 Building $173,100$228,500 Land $55,400 Building $173,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 50% of the US · above 20% of Florida
Wildfire LikelihoodAbout 1 in 1,020 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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